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Today, 10.26 am Is the affordability is there to support total of both mortgages? There being a joint and several on mortgage with Ex I doubt any lender will consider this if he can't afford both mortgages. 
Today, 10.19 am Asking a stupid question. Have you checked on google if the property is a house or a flat? If he is buying a whole semi detached house it can't b a flat. If e is only buying a part of the building like upstairs or downstairs then it's likely the building was divided in to two freehold flats?...
Today, 10.07 am I think Accord might only look at the payment cost, but not 100% on that. I'd have thought the credit history would be more of a concern as SPM says.. 
Today, 9.36 am Thank you - I have them independent at the moment but they are very keen for the whole package
Today, 6.49 am They have a tiered commission structure with fixed salary but whatever you turnover your total pay works out at about 35% to 40% of turnover if you pass the £100k threshold. 
Today, 6.35 am So an L&C broker writing £250K would get paid around £84K? Have I got that right? £250,000 - £96,000 = £154,000.   £154,000 x 35% = £53,900. £53,900 + £30,000 = £83,900
Yesterday, 10.30 pm I’d be inclined to increase the threshold before anything else is paid but also increase the split. I think you need £100k before paying anything extra, but once they hit that at least 40%.  I know L and C have a threshold of £8k, overall including the basic their higher volu...
Yesterday, 9.19 pm We evaluated both Criteria Hub (as was then) and Knowledge Bank and were impressed with both, but considered Criteria Hub the better structural platform and got very involved with them in early days. However, since selling out to MortgageBrain there has been little product development, with Criteri...
Yesterday, 7.39 pm I used CB for years but it's not kept up to date efficiently, difficult to get support and the new logins are a nightmare for me (with tech team proving less than useful) so i've gone to Knowledge Bank and so far, so good tbh
Yesterday, 6.19 pm ... and his resulting credit history ?

Latest from the Provider/Adviser forums

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Today, 10.13 am Castle Trust Bank has enhanced its TermTen Buy to Let proposition, making it easier for brokers to find a solution that more accurately reflects their clients’ needs. The bank has introduced a new price category for medium HMOs of between seven and ten rooms, offering a five-year fixed rate o...
Today, 9.47 am Glenhawk, the specialist short-term lender, has completed a £4.56 million regulated bridging loan, supporting the acquisition of a new family home in the West Midlands. The facility was structured at 75% LTV and secured against two properties, enabling the borrower to acquire a large resident...
Today, 9.41 am StreamBank, the specialist lender focused on bridging, commercial and buy-to-let finance, has completed a £2.61 million regulated bridging loan to enable a borrower to acquire a neighbouring residential property in Somerset. The 12-month facility allowed the borrower to purchase the substanti...
Today, 9.39 am Inspired Lending has announced a reduction to its bridging rates following increased funding support from the Pears family. First-charge bridging finance is now available from 0.75% per month, down from the previous minimum of 0.79% per month. Rates for second-charge bridging, heavy refurbishment,...
Today, 9.38 am The Conveyancing Association (CA), the leading representative body for the conveyancing industry, has today (9th September 2026) reiterated its strong opposition to the proposed Interest on Lawyers’ Client Accounts (ILCA) scheme, following reports the Ministry of Justice (MoJ) is recruiting fo...
Today, 9.36 am Rosemount Financial Solutions (IFA), the mortgage, protection, and financial planning network, has renewed its partnership with SIX Mental Health Addiction (SIX MHA). SIX MHA is a mental health service established by Tony Adams MBE, which provides bespoke workplace wellbeing support, ranging from s...
Today, 9.33 am Countrywide Surveying Services (CSS), one of the UK's leading providers of valuation panel management and property risk services, has extended its long-standing relationship with Coventry Building Society. Under the renewed contract, CSS will continue to deliver valuation services in support of the...
Today, 9.29 am LIBF and the London Foundation for Banking and Finance (LFBF) are opening up Chartered Member designation to experienced mortgage advisers on the FCA register Experienced mortgage advisers now have a pathway to become Chartered Members, following an announcement by the London Foundation for Banking...
Today, 8.00 am Hope Capital Property Finance has demonstrated the value of its Flip+ proposition, supporting a borrower from the initial purchase bridge through to a refurbishment facility with a longer term, while avoiding the need to find and pay a second lender. The proposition also removed the need to pay cert...
Today, 7.30 am Access Financial Services (“Access FS”) has launched Elev8, a new adviser CRM designed to help mortgage protection advisers improve productivity, strengthen client outcomes and grow their business. Developed in partnership with Evolve Tech Solutions over the past two-years, Elev8 brings ...

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09/09/2026 Castle Trust Bank enhances HMO range
09/09/2026 Glenhawk completes £4.56 million regulated bridging loan in the West Midlands
09/09/2026 StreamBank completes £2.61m regulated bridge to support Somerset property acquisition
09/09/2026 Inspired Lending cuts bridging rates following increased funder support
09/09/2026 The Conveyancing Association reiterates opposition to ILCA as MoJ appears to be pressing ahead with the scheme
09/09/2026 Rosemount Financial Solutions (IFA) renews partnership with SIX Mental Health Addiction
09/09/2026 Countrywide Surveying Services extends valuer partnership with Coventry Building Society
09/09/2026 Mortgage advisers can become Chartered Members under pathway announced by LFBF and LIBF
09/09/2026 Hope Capital Property Finance’s Flip+ Takes Welsh HMO Conversion from Purchase to Refurbishment
09/09/2026 Access FS launches Elev8 CRM

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