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Today, 10.39 pm Hi everyone, Discussing moving abroad with the family.  Just wondered if anyone is running their business from overseas. I wouldn’t want to give up the business, but just wondered whether it is doable from an advice and / or tax perspective.  I can’t imagine I’m the on...
Today, 8.58 pm August has been crap, which I expected tbh. I’ve submitted 9 mortgages, however, 7 of them have been small PT’s.. Got 2 purchases to do this week and I will try and sweep up on protection. Im not expecting a strong finish to the year. In January I was extremely positive about busine...
Today, 8.32 pm It's not the clients that are the problem for me.
Today, 8.08 pm Yep been doing this for years. Almost laugh about it with them now along the lines of "Ha what on earth makes you think that's my remit mate?!"
Today, 8.04 pm Or maybe he went back too soon. Or maybe he was off ill, went back and then broke his leg a month later and the 2 are completely unrelated.   
Today, 7.25 pm Lenders don't remove names form a joint mortgage unless the person taking over meets the affordability and credit criteria or the second mortgagee has died. There is no fee as such but it will involve solicitor costs and possibly stamp duty depending on value. Both parties will need their own s...
Today, 7.12 pm What is the client condition that allows him to work intermittently between his illness? seems like a bit of a skiver rather then genuinely sick. Mind you these days skiving could be deemed a medical these days.
Today, 7.06 pm I have this a lot over the years. I have now started being matter of fact with clients and not be nice. You give them an inch and they take the proverbial.
Today, 6.57 pm Depends on why client needs it and how bad the condition is. EGPA life expectancy is quite low. You may get away with a short 5/10 year term plan if the condition is not severe and controlled. Speak to Aviva, L & G or Royal
Today, 5.16 pm Depends on your business how it runs, I have actually saved more since

Latest from the Provider/Adviser forums

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Today, 4.12 pm Fabulous initiative. My daughter worked with me for a while and I encouraged her to amongst other things, get together with fellow female mortgage professionals, and also to market herself to females (there are some who do this successfully), an alternative to B2B being F2F.  Disappointed she...
Today, 3.19 pm Bridging has moved well beyond being an emergency option, but the market still has something to prove. With average completion times reaching 53 days in Q1 2026, the real opportunity is not simply making bridging faster, but making it more dependable through stronger packaging, clearer exits and bet...
Today, 2.58 pm FRP Real Estate Advisory has released its latest funding report, covering lending activity across the UK real estate market for the six months to 30 June 2026. The report recorded £244.7m in funding arranged across 105 transactions, with refinancing climbing from 46% to 58% of completed deals ...
Today, 12.38 pm “These regular webinars are really helpful whilst the war in Iran continues without any sign of calming down, and this level of access to economic specialist insight is invaluable” – just one of the comments we received following our exclusive economy webinar back in May. We&rsquo...
Today, 9.12 am The Right Mortgage & Protection Network (TRM) has today (24th August 2026) announced details of its inaugural Women’s Leadership Summit, taking place next month. The event will be held on Wednesday 9th September at Nuthurst Grange Hotel in Solihull and has been created to bring together f...
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Today, 9.07 am United Trust Bank (UTB) is significantly expanding its Bridging proposition with the introduction of new Standard and Near Prime ranges and the return of Heavy Refurbishment Finance. UTB’s Bridging rates start from 0.57% per month. Available with immediate effect, the enhanced proposition has...
Today, 9.04 am The Cumberland Building Society has launched its inaugural Holiday Let Index, bringing together new research from brokers, landlords and homeowners to provide a detailed picture of the UK holiday let market. Produced in partnership with independent market research agency Pegasus Insight, the Holida...
Today, 9.00 am Leading specialist lender Hope Capital Property Finance has recorded the lowest number of loan defaults in its history, while resolving defaulted loans 30% faster and managing 50% more redemptions than this time last year. The results follow a significant investment in proactive borrower support, a...
Friday, 9.04 am The Wealthy Advisers Club, the largest protection and mortgage adviser training community in the UK with over 2,300 members, has donated a fully funded £997 place at its inaugural Digital Detox Retreat to the Mortgage Industry Mental Health Charter (MIMHC), giving one person from across the fi...

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