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Today, 9.03 pm Client 1 - 1 year self employed Client 2 - umbrella company (3 months but was in the same roll for 4 years before but self empployed) 95% new build My go to was Halifax but we are about £10k short, anyone any ideas?
Today, 4.54 pm I keep getting enquiries from different names but same mobile and the all link to https://workmatrixx.com/. Looks AI
Today, 4.43 pm All depends on when the issues arise / were fixed.    IF they are over 2-3 years old, i alway try the smaller building societies first as they don't credit score but look what has actually happened on the credit report. You will likely get a fairly good rate still.  If it is mor...
Today, 4.34 pm I bet you're fun at parties!
Today, 2.29 pm Pepper Money always seem to be very fair
Today, 2.16 pm Hi all,   I seem to be getting a surge in potential clients with poor credit history over several providers and degrees of indebtedness. Can I ask which lenders - in your opinion - are the most amenable when it comes to taking debts into consideration and the reason as to why   Many Th...
Today, 2.13 pm Client looking to purchase for her own home in Cornwall. Any lenders who would consider at that low property value?
Today, 2.11 pm I have a potential case where a client has a debt relief order which was set up in August 2023. Anyone have ideas as to where to look at placing this case
Today, 1.43 pm you could be right. "I know nothing!"
Today, 1.35 pm An honest question to make me better informed - is that not 'mediation' as in intermediary ?

Latest from the Provider/Adviser forums

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Today, 5.49 pm David Jones, CEO of Click2Check, said: “There has been some confusion in the market in recent days since the Government announced it was scrapping its digital ID scheme. This scheme should not be confused with digital identity verification, which is being used every day by millions of people ...
Today, 4.34 pm Some of the best specialist finance opportunities aren't always obvious. They are often hidden in everyday conversations about renovations, auction purchases, complex income, unusual properties or protecting an existing fixed rate. The question is, are you spotting them early enough? Read the f...
Today, 9.20 am Just Mortgages, one of the UK’s largest mortgages brokerages, has strengthened its first-time buyers proposition with the launch of a semi-exclusive Joint Borrower Sole Proprietor (JBSP+) mortgage in partnership with April Mortgages. Available exclusively through Just Mortgages and a small nu...
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Today, 8.55 am Specialist lender marks first anniversary with lending milestone Afin Bank has celebrated its first full year in operation by hitting a lending milestone of £135million in mortgage approvals in just 12 months. The Bank, which also offers FSCS protected savings accounts, has also topped £...
Today, 8.49 am Darlington Building Society has completed a £530,000 interest-only remortgage for three applicants, supporting a complex case that several mainstream lenders were unable to accommodate. The pound-for-pound remortgage was secured against a property valued at £1 million, representing 53% ...
Today, 8.42 am Simplybiz Mortgages has today released the details of its annual ‘Summer of Learning’ online education programme. Now in its sixth year, the month-long series of events offers technical and best practice sessions on areas including specialist and later lending, buy to let, and general in...
Today, 7.15 am Leading specialist lender, Hope Capital Property Finance, has announced the appointment of a new pre-application team, following a restructure of its sales department earlier in the year which is headed up by Director of Lending Operations and Commercial Strategy, Kim Parker. Hope Capital's new pre...
Today, 7.00 am New research reveals how much less buyers could pay in postcodes neighbouring the UK’s most expensive locations Homes in these neighbouring areas are 28% cheaper on average, with the biggest gap reaching 47% in the North East Significant savings also seen in London, Scotland, Wales and Nor...
Friday, 3.08 pm How many cases are being delayed because specialist lending is only considered after the high street says no? With borrower profiles becoming more complex, choosing the right specialist route from the outset could reduce unnecessary declines, save time and create a smoother journey for brokers and t...

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