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Today, 11.37 am Has anyone had experience of vitality income protection claims. I have a number of claims that are ongoing, where expedience and getting claims underwritten is proving difficult. Has anyone else had the same issues? Any feedback would be great fully received.
Today, 11.33 am Historically, we did all our lead gen in-house. About 3/4 years ago, we decided to bite the bullet and start buying leads to try to expand the team. When we started, there were dozens of companies all fighting for our business.  Now we are looking for a new lead source, and half the companies ...
Today, 11.33 am Should be fine if not married as only applies to legally married couples (sorry read wifes name in original post so assumed married)
Today, 11.32 am Maybe look at a lender who will allow surplus rent from other properties, i do know mercantile allow this but cant think of the top of my head which main stream would allow it.
Today, 11.31 am Just did a IO resi remo on earned income for a solicitor to age 90 with Earl Shilton.  £850k on £2.9m really easy to deal with. BDMs really helpful and will guide you through the process
Today, 11.29 am I second Livemore and Hodge Bank - also possibly Family BS
Today, 11.27 am They are not married - so I guess it works out for them ok?
Today, 11.27 am Try Principality BS they base on last 26 weeks payslips annualised over 48 weeks. 3 months bank statements and need to have been in business 12 months 
Today, 11.26 am Def as Leinad said - as married they are treated as one tax entity so his BTL will be a second home
Today, 11.20 am I suppose it depends on average price (so average proc) how many leads they will be providing to you, quality of those leads etc.   I know some brokers who give up to 40% for high generating estate agents and some who give 15% for smaller sizes and fewer lead generating estate agents.  ...

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Today, 10.52 am Consultation, AI blog, Compensation award limits, Plans and Budget 2026/27   View in browser   ...
Today, 10.30 am House prices remained broadly stable in April House prices edged down -0.1% in April, following a -0.5% fall in March Average property price now £299,313, compared with £299,609 in March Annual growth slowed to +0.4%, from +0.8% in March Northern Ireland continues to record the str...
Today, 9.55 am Yorkshire Building Society has reorganised its Homes division to further strengthen its well-established broker offering. The new-look division brings together residential, buy-to-let and commercial lending under a simpler operating model. The changes are designed to support future growth and provi...
Today, 9.52 am InterBay, the specialist commercial lender and part of OSB Group, has made rate cuts across selected limited edition products. These cuts apply to the commercial investment and semi-commercial limited edition ranges and feature 50 bps off the 2-year fixed-term mortgage and 20 bps off the 5-year fix...
Today, 9.38 am Eden Conveyancing has released the Smart Home Movers Guide 2026. It’s been written by Eden’s team of conveyancing experts after helping thousands of home movers and hearing the same universal pains and challenges come up again and again. People told us they felt unsure, overwhelmed and o...
Today, 9.34 am Vida Homeloans has announced an expansion of its lending proposition, with the reintroduction of 20 products to its residential range alongside the relaunch of its buy-to-let (BTL) range, strengthening support for intermediaries and their customers. The expanded residential range includes Fee Saver...
Today, 9.22 am SDKA has completed two Residential bridging loans on the same day for a client requiring £995k to refinance five properties and raise further capital for an onward purchase. Both taken from initial enquiry to completion in only 15 working days, the first application was taken in a personal nam...
Today, 9.17 am The Right Mortgage & Protection Network (TRM) has today (8th May) announced Gatehouse Bank has joined its panel. As of today, TRM advisers will now have access to Gatehouse Bank’s Shariah-compliant home finance products, including residential Home Purchase Plans (HPP) and buy-to-let produ...
Today, 9.13 am JammJar has announced a new partnership with Entrust, a global leader in trusted identity-centric security solutions, that enables mortgage brokers to complete secure, automated identity verification checks directly within the JammJar platform. The integration enables advisers to initiate and compl...
Today, 9.12 am Inspired Lending has completed a £240k bridging loan facility for a UK national currently living and working in the United States, secured against a tenanted buy-to-let property in Surrey at 50% LTV. The 12-month facility was structured to refinance the borrower’s existing buy-to-let mo...

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