Search the forums and feedback
Make cherry your home page
You are here: cherry

Latest from the Adviser forums

Create a new topic
Today, 10.11 pm What reason to discount the £32K Finance cost is there? (Business Purpose Loan in Personal Name for valid reasons for example). How hold are they and what Mortgage Term is acceptable (ceasing at probably age 70....)   I think you will stuggle with £200K of Equity - can the clien...
Today, 6.18 pm I will issue an addendum if its a change on the case that is change of advice.  For instance change of ltv, 2yr to 5yr If its an admin update then will just issue the new paperwork
Today, 5.12 pm It is all down to choices. Most (especially those living at home) could save if they chose to. At 14 yrs old my youngest son asked me how much would need to save to buy a house. He got a Saturday job and made money stripping down old cars and selling the parts. Left school after A' Levels got ...
Today, 3.49 pm Hi  Looking to place  lending client wants intrest only mortgage max lending based on 800k purchase price need 600k lending clinet have 4 property in personal name and 8 in limited company  got around 32k finance cost i can see is there any lender can consider income based on SA302 ...
Today, 3.44 pm thank you gone for bridge 
Today, 2.37 pm Cherry AI robot suddenly realises when looking at his reflection in the laptop screen that his nose has fallen off into his coffee.  
Today, 2.16 pm The major thing you need is to COVER YOUR ASS
Today, 2.06 pm I think the way to approach it is work out how much they could borrow on £35k then work out what the mortgage would be, council tax, insurance, utilities etc. Whatever that comes to, save. If they can't save that much per month, they can't afford a property. As a parent, if they were...
Today, 1.48 pm Given that culturally, South Asians, are far more likely to live with family for much longer, typically until marriage, that sounds like its based more on bias than fact...
Today, 1.45 pm Not sure what I was 'giving away', but my point was, when I deal with migrants from Central Europe, or from the Indian Sub Continent and the Far East, they are far less likely to be making unnecessary 'lifestyle' spend than UK born youngsters.

Latest from the Provider/Adviser forums

Create a new topic
Today, 12.37 pm We wanted to let you know that we’re increasing the following Clydesdale Residential fixed rates on Monday 5 October. Core Residential Product Transfer Rates Selected 2 and 5 year fixed rate products will be increased by up to 0.17%. If you’re applying for one of these products on...
Today, 12.26 pm Join our economy webinar: Making sense of the Autumn Budget “Very useful in tricky economic times” and “great webinar – the knowledge, content and timing is just right” - just a couple of comments we received after our September economy webinars. We’re therefore...
Today, 8.40 am Houzecheck suggests that flexible working arrangements offer a compelling alternative to standard full-time employment for residential surveyors. By granting professionals greater control over their workloads, this approach allows them to dedicate more time to tasks that directly require their speci...
Today, 8.17 am Gap between house prices and earnings narrows – but higher borrowing costs limit affordability gains UK’s house price to income ratio falls from 7.6 to 7.3, an 11-year low, as earnings continue to outpace house price growth For first-time buyers, homes now cost less than six times ea...
Today, 8.12 am Check.co.uk has launched Mortgage Score by Check, a new feature designed to help consumers understand, improve and track their mortgage readiness in one place. Available through the Check app, Check: Mortgage Score brings together a user’s credit information, affordability, existing borrowing...
Today, 8.08 am A quarter of brokers believe businesses will be less inclined to borrow under Andy Burnham Improving business confidence identified by brokers as driving Q2 increase in demand Growth in brokers reporting issues with access to funding One in four brokers are concerned their business clients w...
Today, 8.04 am Square 1 Media, the award-winning specialist PR and Marketing Agency, has today announced it has become a Corporate Partner of The Observatory – the new learning and community platform from Momenti Group. Members of The Observatory get to learn more about the mortgage market and marketing wit...
Today, 7.55 am Client outcomes lead technology priorities, while firms seek more value from existing systems and explore AI adoption. Advice firms are becoming more proactive about technology, with better client outcomes driving their priorities and integration remaining the most frequently cited barrier to chang...
Yesterday, 1.53 pm Brickflow, the UK's leading digital marketplace for specialist property finance, has facilitated a £755,000 bridging refinance for an 18-bedroom hotel in Somerset, funded by HBI Capital less than one month after the lender joined the platform's panel. The case was introduced by Louis Wilson, C...
Yesterday, 10.32 am New mortgage CRM focuses AI on repetitive administration rather than replacing the adviser. Artificial intelligence should be used to remove repetitive mortgage administration rather than replace mortgage advice, according to the team behind Monicio. The newly launched AI-powered mortgage CRM has ...

View all newsletters Subscribe Latest newsletters

02/10/2026 Unlock your next business opportunities at MBE London
02/10/2026 Mortiqo CRM | Affordability calcs | Vitality | GI book | Suitability letters
01/10/2026 PT rate changes | AI | Vitality premiums? | Utility Warehouse | LV= case
30/09/2026 The market case for Lending into retirement
29/09/2026 Caption Comp | Tech rant! | Tax avoidance? | Networks | PI | Vitality
28/09/2026 Flexi network? | Life/CIC & MH | Lifetime lenders | Compliance over client?
28/09/2026 Looking to find new lenders, products and solutions to grow your mortgage business?
26/09/2026 Enter our AI caption comp!
25/09/2026 Going DA with TMA | MAB tech | Protection delays | MB events | AML fail
24/09/2026 Purplebricks | Gorvins Sols | Protection | Return to DA | Ask FCA?

View all press releases Latest press releases

02/10/2026 We're increasing Clydesdale Product Transfer rates
02/10/2026 HSBC UK's economy webinar: Making sense of the Autumn Budget
02/10/2026 Houzecheck calls for greater flexibility for residential surveyors as industry gathers at Sava Expo
02/10/2026 LLOYDS AFFORDABILITY REVIEW
02/10/2026 Check.co.uk launches Mortgage Score by Check to help consumers understand and improve mortgage readiness
02/10/2026 Brokers cautious over SME demand under new Prime Minister
02/10/2026 Square 1 Media Become Corporate Partner of Momenti Group’s “The Observatory”
02/10/2026 TFAS research finds advisers becoming more proactive as integration tops technology barriers
01/10/2026 HBI Capital completes £755,000 hotel refinance via Brickflow less than one month after joining panel
01/10/2026 AI Should Give Mortgage Advisers Time Back, Says Monicio

...

Copyright © cherry™ 2004 – 2026. All rights reserved.

Advertise with cherry - Contact Us - Privacy Policy / Terms and Conditions

cherry™ / cherryFind™ are trading names of cherry™ Registered Office: The Stables, Little Coldharbour Farm, Tong Lane, Lamberhurst, Tunbridge Wells, Kent TN3 8AD Registered in England and Wales. Company Registration Number: 05624666 VAT Number: 874593966

Please note that cherry™ never recommends the products or services of other companies