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Today, 6.34 pm Been a while since I did one of these. Mr - had a break late 2024 to mid 2025.  Been back contracting since Sept 25, so about to have a 2nd renewal (will be 3rd x 6 month contract). Mrs - been with a firm from Jan 24, was inside IR35 on PAYE until Sept 25.  From Oct 25 been outside IR35 ...
Today, 5.50 pm "The broker"..........👀 
Today, 3.59 pm They received advice after the broker researched the wider market.
Today, 2.45 pm Sorry - not sure what the issue is. Private Medical Insurance has and probably always will be an annually reviewing plan. Premium increases have and probably will be always be based on the providers claims experience at a company level - and the newer plans**, will factor in the policy holders own...
Today, 2.20 pm What, they thought claims would not impact future premiums? It is renewed annually, so for that year the premiums wont change...not sure where the mis-sale happened? Would you expect any different on a car insurance policy, with multiple drivers? I guess the answer is to renew in sole name next y...
Today, 2.02 pm When I say child, a 25 year old!
Today, 1.44 pm A child can't take a policy on their own, and yes, any people covered on the policy can affect future premiums. With it being an annual contract, I don't think there will be any hope in redress.
Today, 1.43 pm What a ridiculous comment! I could ask you a thousand questions regarding mortgages and protection which you would not know the answer to. The same can be said for any profession. I don't need to know the answers to every question,  I just need to know how to find out the answer. Vitality i...
Today, 1.21 pm @missrobinson - Surely if you yourself do not understand a product you cannot advise a client that this is the right product for them? This seems like a future complaint waiting to happen
Today, 1.13 pm Hi all   Client bought a house about 5 years ago on a BTL mortgage.  In that time he converted it to 2 apartments without permission from the lender or the council!  He now has retrospective planning and building control sign off so we need to remortgage the property. It's on o...

Latest from the Provider/Adviser forums

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Today, 9.19 pm Your client conversations are full of insights worth sharing. Finding time to turn them into marketing is the harder part. Finventro gives your firm ready-made designs for social posts, client emails and events. Add your words and branding, then download and use them. Take a look at https://finven...
Today, 12.07 pm Liberty Finance goes live with Lendscape's Asset Finance platform, gaining a single real-time view of its lending operations and supporting faster customer decisions. SOUTHAMPTON & LONDON, 07 October- Liberty Finance, a leading alternative finance provider, has completed its digital transformat...
Today, 10.49 am Accord Mortgages is reducing rates on its buy-to-let range this week to support landlords with smaller deposits. The biggest changes from the intermediary-only lender affect selected products available for house purchase up to 80% loan to value (LTV) and include reductions of up to 0.43% on two-yea...
Today, 10.47 am Alex Beavis, Interim Director of Banking at LHV Bank: The ten-minute financial plan: Why a quick savings and current account check-up could be worth more than a complicated budget, from Alex Beavis, Interim Director of Banking, LHV Bank "Financial planning sounds like something that needs a spread...
Today, 9.29 am House prices hold steady despite impact of higher interest rates House prices were unchanged in September (0.0%), following a -0.3% fall in August The average property price is now £298,441, compared to £298,395 in August Prices were also unchanged annually (0.0%) compared with Sept...
Today, 9.24 am Specialist lender Hope Capital Property Finance has launched Max GDV, a residential bridging product designed to give borrowers access to funding against the anticipated finished value of their refurbished property, with all loan funds available on day one. Max GDV is available at 70% LTGDV at 0.87...
Today, 9.22 am 7 October 2026: Mortgage Brain and LMS have taken their partnership to the next stage, embedding LMS Select directly within CRM Brain so brokers can quote, instruct and track conveyancing as part of their everyday workflow, with no separate portal to log in to and no re-keying of client data. The mo...
Today, 9.20 am Almost 8 out of 10 property professionals are confident that moves to improve the home buying and selling process will result in positive change for the industry and consumers, according to a new webinar poll from Countrywide Surveying Services (CSS). Conducted during the latest edition of CSS&rsqu...
Today, 9.13 am For a BSL translation of this press release, please scan the QR code below or visit: http://morganash.com/signly Support services provider MorganAsh has announced a new partnership with Signly, allowing users of the MorganAsh website and consumer portal itswhoiam.me to browse pages using British ...
Yesterday, 4.16 pm Complex case and bridging finance specialist Market Harborough Building Society has reduced its minimum loan size from £200k to £100k across its Core Bridge range, making its award-winning bridging finance service accessible to a wider range of clients. The change gives brokers greater ...

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07/10/2026 Liberty Finance goes live with Lendscape's Asset Finance platform
07/10/2026 ACCORD CUTS RATES ON BUY-TO-LET RANGE BY UP TO 0.43%
07/10/2026 The ten-minute financial plan for World Financial Planning Day
07/10/2026 Lloyds House Price Index - September 2026
07/10/2026 Hope Capital Property Finance Unveils its Newest Residential Bridging Product
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