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Today, 9.49 pm If its an ID biometric fail then I just check the detail and make a call.  Sometimes it will be an incorrect Dob which was my keying error, or sometimes it will be unable to do a face match due to bad lighting so I resend and ask them to do it again in better lighting   If it's an AM...
Today, 8.36 pm everything will be sorted with solicitors  
Today, 8.34 pm Ownership can be all 4 but doesn't have to be. Main issues are property with Annexe with separate entrance and ideally for affordability term needs to go beyond retirement for the older couple. so split term to utilize income from DIL. Younger couple putting in less than 50% of deposit and happ...
Today, 8.29 pm It seems people are doing all sort of things these days. Waiting until they are in their late 50's or early 60's is probably not the way to go. However not knowing peoples circumstances and other unknown issues it very easy to say what one should or should not have done.  In this case ...
Today, 8.08 pm Well, IIRC I did put the wrong number down and the drive buy did the wrong property (I got it sorted) - but how did the Buyer say the wrong address? Was the call recorded.....?    
Today, 8.01 pm Who will be the intended owners of the property?   Sense check question....   Will the Son and DIL be happy in the Annex i they provide most of the deposit (I assume they will the inherit the prroperty....)?
Today, 8.01 pm Who will be the intended owners of the property?   Sense check question....   Will the Son and DIL be happy in the Annex i they provide most of the deposit (I assume they will the inherit the prroperty....)?
Today, 6.51 pm Spoke to a lender today, valuation was carried out but on the wrong address... Thought it was a bit odd, so I called the client to let them know of the delay. Client tells me I thought it was odd, the surveyor came to us and I asked them why they were here but still allowed them to do the valuatio...
Today, 6.41 pm Could be a lease issue?
Today, 6.39 pm It's a bit like DBS check this, all good until caught.  As others have replied but I'd get to know a bit about my clients. I have in the past refused to act for existing clients because their SA302 did not match their lifestyle. The did of course ID's Etc.   

Latest from the Provider/Adviser forums

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Today, 9.20 am Countrywide Surveying Services (CSS), one of the UK's leading providers of property risk management, valuations and home surveys, has added six newly qualified surveyors to its team in the past month, taking the total to qualify through its training academy so far in 2026 to 35. The latest cohort c...
Today, 9.18 am Dudley Building Society’s new Bromsgrove branch is the latest sign of its growth as a business, expanding its funding base and strengthening its potential to lend through the broker market. The Society’s seventh branch is expected to help attract additional retail savings, providing gre...
Yesterday, 4.37 pm We are excited to launch a new integration with whatsapp that allows brokers to automate the fact finding process via Whatsapp.  Take a look at the Youtube video to see it in action - https://www.youtube.com/watch?v=PY51ejKKkuQIf you are interested in finding out more, submit your details...
Yesterday, 4.01 pm Sutton and the Specialist is back, and this session is all about where the real opportunities lie in today's lending market - and how brokers can make the most of them. Tony Sutton is joined by Marc Goldberg, Chief Executive Officer of Sales and Distribution at Together, for a live session on &...
Yesterday, 4.01 pm We’re making some exciting changes for Virgin Money residential customers. From 1 October 2026, eligible customers with products maturing from 1 February 2027 onwards will be able to complete their product transfer with Nationwide. The current Virgin Money product transfer journey will still ...
Yesterday, 9.53 am On the decrease in planning approvals, Neil Leitch, Managing Director, Development Finance at Hampshire Trust Bank, said: “This fall in planning approvals should surprise nobody when the system responsible for processing applications is operating under this much pressure. “Recent HBF r...
Yesterday, 9.51 am Richard Pike, sales and marketing director at Phoebus Software, said: “An increase in new build starts is welcome news for a housebuilding sector that has endured a prolonged period of weak activity. It suggests some developers are beginning to regain confidence and commit to new projects, de...
Yesterday, 9.27 am As today marks the 30th anniversary since the launch of the first buy-to-let mortgage, a report from Yorkshire Building Society, of which Accord Mortgages is the intermediary lending arm, uncovers a significant disconnect between public perceptions of landlords and the experiences of those who rent ...
Yesterday, 9.24 am 24 September 2026 — Mortgage Brain has integrated Paymentshield into its CRM Brain platform, giving brokers the ability to offer clients a home insurance quote, automatically as part of the mortgage application process. The integration means that, once a mortgage application has been submitte...
Yesterday, 9.22 am Aspen has surpassed £1 billion in total lending, celebrating the milestone with the release of new figures highlighting the pace of its growth. Founded in 2017, the lender has completed over 1,250 deals with a mean loan size of £785,000 and an average LTV of 68%. Speed of execution has b...

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