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Today, 9.20 pm I've always just jumped on it and tried to get it sorted, but you're right when I think about it..it's not really my job!
Today, 7.32 pm I'll be honest.......no clue here 
Today, 7.21 pm Ahhh the foreigners who debate about whether or not they need to pay ADS. You're paying it Carlos, dig deep
Today, 5.48 pm Good evening all, I have a British client who owns a small share of his parents flat in Columbia. I've Googled what constitutes as a First Time Buyer with the Land Registry and it tells me a person cannot hold a major share of a property anywhere in the world. This would obviously impact Stamp ...
Today, 5.38 pm Hi all are NatWest still ok for this, I can’t seem to get hold of them? 95% ltv NTB not btl , I’m sure I’ve used them for this in the past but it was a while ago id approached Leeds bs but they said they no longer lend on second residential homes 
Today, 4.22 pm In the last 10 days, I have had 3 conveyancers (we instructed) asking for us to chase the offer. Am I wrong in thinking this is their job?    I do mean after the offer has been issued btw. Its not my job to get the offer to the conveyancer is it? Just to notify them it has been issued.&...
Today, 2.49 pm Systems doesn't come into it when one has loaded premiums and one doesnt
Today, 2.48 pm If you were looking to switch networks and your currently with Primis...(i can hear the violins) and your research and best fit looks like either MAB or The right mortgage network, who would you choose based on the systems you have to use?  I have seen Right Mortgage networks system and it look...
Today, 2.18 pm i recently had a file check that was an admin fail as app 2 bank statements were not on the compliance summary.  yet they were there.  I reattached under other with a note and a screen shot showing where they were.  asked for the admin fail to be removed.  the file checker re req...
Today, 2.15 pm I left 6 years ago and they were a nightmare - glad to hear nothing's changed ðŸ˜‚ 

Latest from the Provider/Adviser forums

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Today, 5.42 pm Commenting on today’s Budget, Susan Allen, Chief Executive at Yorkshire Building Society said: "It’s good to see confirmation of the Government’s commitment to Your First Home, backed by £4.7 billion of government-supported lending. Our No Way Home? report found just 11% of ...
Today, 5.40 pm David Jabbari, CEO, Nova Conveyancing “The Budget gave first-time buyers support but said nothing about the home buying and selling reform that would help their purchases complete. The ISA fix and the new equity loan scheme from next spring are welcome, as is more funding for council housing,...
Today, 2.40 pm Reading between the lines - is the Chancellor wanting BTL's to be in Limited Companies - so it's easier to monitor (and tax) rather than personally owned - and the income vanishes shall we say?   Easy Taxable Income - at a Lower Rate - or harder Taxable Income at a Higher Rate?  ...
Today, 2.40 pm Reading between the lines - is the Chancellor wanting BTL's to be in Limited Companies - so it's easier to monitor (and tax) rather than personally owned - and the income vanishes shall we say?   Easy Taxable Income - at a Lower Rate - or harder Taxable Income at a Higher Rate?  ...
Today, 2.39 pm Reading between the lines - is the Chancellor wanting BTL's to be in Limited Companies - so it's easier to monitor (and tax) rather than personally owned - and the income vanishes shall we say?   Easy Taxable Income - at a Lower Rate - or harder Taxable Income at a Higher Rate?  ...
Today, 2.16 pm Rob Stanton, Sales and Distribution Director at Landbay, said: “Having already announced a 2% increase in income tax on property income in last year's Budget, the Government has now doubled that increase to 4%, which will take the basic rate to 24%, the higher rate to 44% and the additional ra...
Today, 2.14 pm Steve Cox, Chief Commercial Officer at Fleet Mortgages, said: “The further increase in property income tax is likely to make many landlords reconsider how they hold their rental properties, particularly those with larger portfolios who may already be paying higher rates of income tax. “O...
Today, 2.12 pm Tony Hall, head of business development at Saffron for Intermediaries, comments: “Last year’s increase has yet to take effect, and the Chancellor has already doubled it. Raising property income tax rates to 24%, 44% and 49% from April 2027 adds yet more pressure on landlords already nav...
Today, 1.34 pm Anthony Curtis, director of mortgage broker FORTO Finance, said: "To my mind, this Budget just tinkered around the edges. John Healey ignored the property and housing sectors almost entirely. "About the only thing we've got is the revived Help to Buy. Your First Home, which aims to help young peop...
Today, 1.33 pm Alex Beavis, Interim Director of Banking at LHV Bank responds to savings policy announced in the Budget: “A welcome dose of common sense. Cash ISAs give people a straightforward, tax efficient way to save for a house deposit, build a buffer, or plan ahead with confidence. Encouraging more peo...

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