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Latest from the Adviser forums

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Today, 8.35 pm I agree.   Alas the Lenders Masters (the Governmennt/FCA indirectly) have asked them to allow more borrowings.... as the Goverment wants property feel good factor to return.   If Stamp Duty goes (and replaced by an annual property tax - no not Council Tax :) ) - the property market wil...
Today, 5.19 pm I use zoho workdrive which is a bit like drop box.  But the files are synced on your computer (ie you can access them on your computer even if you have no internet access).  It looks just like a hard drive on your PC (on the left hand side there is a drive called workdrve). This is how i...
Today, 4.53 pm Which ones allow this, I have a client wishing to purchase BTL, two bedrooms need carpets and painting (4 if you ask) and out of 2 downstairs rooms one needs plastering and carpets. Normal TMW and BM also Landbay don't want to know?.  
Today, 4.22 pm Like the Doc said I wouldn't want to rely on something without cloud back up like dropbox.  Ive had external drives (not for work) pack up without reason and wouldn't trust them as a single source of storage.  Have files stored on computer and backed up in the cloud.  NAS or c...
Today, 4.19 pm Another vote for Synology. Easy to set up, including different access for different staff.   Also easy to access from home via VPN We use Google Workspace so use their cloud backup - synology backs up to this every night.  
Today, 4.12 pm Purchase appropriate NAS Drive (I rate Synology drives - we utilise 1TB dual disk RAID version - still operating without a wobble after 10+ years) Purchase best quality drives. We then back up - encrypted - to UK 2 location data centre nightly encrypted - not cheap but there are cheaper options. A...
Today, 4.07 pm NAS (Network Attached Storage)Just like running an extra file on your PC. But I really wouldn't have one now without some sort of cloud backup - think fire on your premises!I've been paperless since 2014 and all in Dropbox
Today, 3.56 pm Hi and I know this has been on here before but couldnt find it. really need to stop keeping paper files and wondered the best system to use please?  i dont want a web based system but one that I can access and store on a computer set up for that purpose  and can back up thank you
Today, 3.42 pm Great Minds !  I did exactly this but still no The client got in touch Thursday as completing Friday. The vendor died Thursday so it is all off for a bit. The agents says they knew this might happen so did all the work prior so wont be long!!!    
Today, 3.37 pm A suggestion to show the difference between 2 years and retirement, assuming a benefit of £2,000 per month, assuming 30 years to retirement: 2 years maximum benefit is £24,000 each year = £48,000 30 years maximum benefit is £24,000 for 30 years  = £720,000. &quo...

Latest from the Provider/Adviser forums

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Today, 3.29 pm Specialist bridging and development finance lender Pallas Capital today announced the appointment of Darren Rix as Head of Credit Risk. Darren joins the UK management team with immediate effect, bringing 37 years of banking experience to the role. The appointment follows sustained growth in Pallas C...
Today, 2.56 pm Reductions of up to 0.19 percentage points for new and existing customers across first-time buyer, home mover and remortgage ranges Nationwide’s lowest fixed rate now 4.52% for new and existing customers looking to move home Nationwide will be cutting rates across its fixed mortgage rang...
Today, 2.00 pm View this email in your browser Proc. fee up to 0.80% and rates from 6.49% -limited ti...
Today, 1.54 pm Swansea Building Society has appointed experienced financial technology entrepreneur and business leader Martin Breach as a Non-Executive Director. A Swansea resident, Martin brings more than 13 years of senior leadership experience in the financial services and technology sector, having helped bank...
Today, 12.29 pm Firms now able to express an interest in the new pathway including LIBF’s Certificate in Mortgage Advice and Practice (CeMAP) Follows successful launch of apprenticeship pathways to train financial advisers Industry-led collaboration supports firms and aspiring mortgage advisers with a rea...
Today, 10.20 am United Trust Bank (UTB) Mortgages has strengthened its Residential Second Charge proposition with the reintroduction of lending up to 90% loan-to-value (LTV) and rate reductions of up to 60 basis points across selected Prime, Near Prime and Specialist products. Available from the 3rd August, the la...
Today, 9.43 am Simon Webb, managing director of capital markets and finance at LiveMore, commented: “While equity release lending has picked up following a slow start to the year, total lending is still down versus the same period in 2025. We believe this is driven by growing understanding of the wider midl...
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Today, 9.16 am Castle Trust Bank (“Castle Trust Bank” or “the Bank”), a specialist bank serving nearly 170,000 customers, today announced it has been acquired by vehicles backed by Sixth Street, a leading global investment firm, and affiliates of Bayview Asset Management ("Bayview"), a glob...
Today, 9.15 am Comment from Mark Gregory, Founder & CEO, Equity Release Group "The latest Equity Release Council figures reflect what we're seeing across the market that customer confidence is gradually returning, but decisions are taking longer as homeowners continue to weigh up borrowing costs against an unc...

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