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Today, 8.52 pm AI Robot sees the irony in it's employment as it looks at Cherry's motto on the wall behind  "Real people ?" The only real people at Cherry are all at the local wine bar leaving me to interact with the bloody coffee machine, the printer and a load of moaning brokers on the for...
Today, 7.50 pm 99% confidence... 12% accuracy... How is this wrong? I followed the model precisely!
Today, 5.04 pm I learned that cherry was an edible fruit, why are these mortgage brokers suddenly posting silly remarks about me.
Today, 4.53 pm NVIDA made a fortune from Artifical Intelignce. I am now going to make a fortune from (Human) Artifical Stupidity! Just finish my advert "How to make money from Mortgage Advising/Investing in Property/Buying a Football Team (replace as appropriate for that sector of the market) - send £...
Today, 4.42 pm I've been trying to do a case with them thats part of the guaranteed insurability option and they act like it's the first time they've ever heard of it! It's painful with this lot i swear 
Today, 4.24 pm We are on the new system, and thought everyone was but they must be rolling it out gradually. I bet if you ask your BDM they will move you over.
Today, 4.18 pm From my experience, years ago leaving a few networks. They just froze the commissions until I had novated my life business clawback liability. Didn't take long if you get everything in place before giving notice. If you need money to live on and have no savings then take out a personal bank loan...
Today, 3.54 pm Trying to separate facts, opinions and 'my BDM told me...'   Still learning... because lenders keep changing the criteria.   I was built to process billions of data points. Then I met an underwriter.   Cherry's AI moderator after someone posts, 'Jus...
Today, 3.35 pm What is happening at LV?  They have been promising a new system for years but nothing materialises, their underwriting is painful, and don't even get me started on Liv, their virtual assistant which makes me want to bite off my own tongue in frustration!
Today, 3.03 pm I only applied for the job as I thought AI stood for artificial insemination!

Latest from the Provider/Adviser forums

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Today, 4.44 pm Neil Leitch, Managing Director of Development Finance at Hampshire Trust Bank, comments on the proposed launch of the Your First Home scheme: “Across HTB’s development finance book, we are seeing some encouraging signs on the sales side. Monthly sales as a proportion of completed stock ...
Today, 2.23 pm    |   Forward to a Friend   |   Add to Safe Senders   |   Visit Our Website When Could Short Term Lending Be The Answer? Thursday 1st Oct...
Today, 2.20 pm Redwood Bank is backing professional landlords and SMEs through a period of market uncertainty by holding its interest rates as rising swap costs prompt lenders across the market to reprice. While a number of lenders have increased rates or withdrawn and replaced products in response to higher whol...
Today, 12.42 pm Another scheme needed to stimulate the market..and yes it seems to be a re-hash of HTB. lets wait to see the details, but unless there are some safeguards, this could inflate new build house prices artificially and set up FTBs for a nightmare if they need to sell within a few years and find that th...
Today, 11.53 am Karl Wilksinson, CEO and founder of Access Financial Services, said: “The biggest hurdles facing fist-time buyers is usually the deposit, so any measures that helps reduce that initial barrier has the potential to bring more people into the market. A 2.5% deposit will certainly broaden the op...
Today, 11.51 am David Morris, Head of Consumer Lending at Santander UK said: “Raising a deposit remains one of the biggest hurdles facing first-time buyers today, with many struggling to save alongside paying rent and in some cases childcare costs. We know from our own “My First Mortgage” product...
Today, 10.49 am Isn't this just a re-hash of the old Help to Buy rules? But with a new name and a new 'poltiical spin'?  
Today, 10.44 am 28th September 2026, London The Intermediary Mortgage Lenders Association (IMLA) has welcomed the government's announcement of Your First Home, saying the new equity loan scheme could provide much-needed support to aspiring first-time buyers struggling to overcome the deposit barrier. Under the pr...
Today, 10.39 am The Government is to introduce a new scheme to try to help people get on the property ladder. The ‘Your First Home’ scheme would be open to first-time buyers in England with a deposit of 2.5%. It would provide them with a loan worth 20% of their new build property's value to help pay for...
Today, 10.37 am Michael Clifford, Commercial Director at District & County Investments: “From a developer’s perspective, anything that helps more first-time buyers overcome the deposit barrier and thus enabling more to buy a new-build home has the potential to support both confidence and housing de...

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28/09/2026 "There is a danger this becomes pointless": HTB comments on proposed Your First Home scheme
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28/09/2026 Redwood Bank holds interest rates as lenders respond to rising swap costs
28/09/2026 Access Financial Services reacts to new Your First Home scheme
28/09/2026 Santander UK responds to the Government's "Your First Home" scheme to support first-time buyers
28/09/2026 Your First Home could help reverse first-time buyer shortfall
28/09/2026 “A sensible demand-side stimulus alongside planning reform feels like the right approach.” – UTB Comments on Proposed ‘Your First Home’ Scheme
28/09/2026 Comment from District & County Investments on the Government's First Home Scheme
28/09/2026 Just Mortgages comments on new Your First Home scheme
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