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Today, 8.41 am They have no income and the only income they can evidence is from 19 months ago. I doubt it is as complicated as they are telling you.  I have a multi layered income case with businesses paying dividends to other businesses and income coming into one business and being sent to others going thr...
Yesterday, 9.33 pm In my experience the high street lenders do not ask too many questions about who is paying the mortgage as they have all the borrowers on the hook anyway.  Skipton take 4 applicants and dont need any combination of minimum incomes. will take 1 earner and 3 non earners if you want.  Barcl...
Yesterday, 5.23 pm The parents' property consists of a large house and 3 other properties that are rented out, so it is not an easy house to get a mortgage on.
Yesterday, 4.32 pm Hi all, I've taken the plunge to go DA (yikes!) and I'm now on the hunt for a CRM - although it's not really a full CRM I'm after more just a browser based fact find with secure document sharing if possible. I complete fact finds myself and don't require anything that can be shared with the client....
Yesterday, 4.07 pm Agree with all the above, like a lot of new technology it's great in theory but in practice not so. Downloaded it myself as a customer and the experience was not great. They are supposed to be able to view all existing policies on there but it's actually a list of opportunities, unless they ...
Yesterday, 4.03 pm Any help please much appreciated,   got a client been s/employed 6 months, was 8 years employed exactly same line work, its a resi purchase 70% LTV,  app 2 is employed high earner, but I need both incomes to fit , any ideas please?   I'm sure I've meet a BDM in last ...
Yesterday, 3.36 pm why not get parents to borrow on their own asset and gift/lend to children as a bridge ?  
Yesterday, 2.48 pm natwest
Yesterday, 2.41 pm I think we have different clients bases but the new Club option might be doable Cheers Dave I will give that a go - so are you doing that for all the 10 options (I thnk I might had 8 that were not acceptable 
Yesterday, 1.39 pm Anon 4. 100% agree with this. I want clients to ask me if they have a question down the line, not look on an app with data which will quickly be outdated

Latest from the Provider/Adviser forums

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Yesterday, 3.43 pm WIS Mortgages & Insurance Services has announced a five-year strategy to expand its self-employed adviser community by developing what it describes as a wider business ecosystem around mortgage advisers. The directly authorised firm says it is not seeking to recreate the traditional mortgage ne...
Yesterday, 9.49 am A major upgrade lets Genie hold a landlord's whole portfolio and take all of it into account when sourcing, alongside built-in Evidence of Research and remortgage reminders PM Data Services today announced a major upgrade to Genie, its buy-to-let mortgage sourcing platform for UK brokers. Genie now...
Yesterday, 9.35 am Acquisition accelerates Fintel’s vision for a connected adviser ecosystem Fintel plc, a leading provider of software, data and support services to the retail financial services sector, today announces the acquisition of Mortgage Brain Holdings. The acquisition strengthens Fintel’s Soft...
Yesterday, 9.21 am Hampshire Trust Bank (HTB) has completed three specialist property refinances totalling approximately £2.5m across Yorkshire and Greater Manchester. The facilities were completed in quick succession for three borrowing SPVs controlled by the same experienced investor group, establishing new b...
Yesterday, 9.18 am Rosemount Financial Solutions (IFA), the mortgage, protection, and financial planning network, has welcomed 10 new advisers to its ranks as it continues to grow. The new advisers joining between July and September 2026 are: Ashley Knight - AK Mortgage Solutions El Deane - AND Mortgages and Prot...
Yesterday, 8.59 am PropTech surveying firm explains how managing administration and technology gives surveyors greater flexibility to focus on their professional expertise. Following the SAVA Residential Surveying Expo, Houzecheck is highlighting how its approach to managing the administration and technology behind s...
Yesterday, 8.53 am TAB has appointed Gary Melville as business development manager for Wales, expanding its regional broker team as it continues to grow its presence across the UK. Melville joined TAB in December 2025 as an internal BDM, helping brokers structure specialist cases and identify commercial mortgage and ...
Yesterday, 8.51 am The property industry must move beyond talking about digital reform and start preparing for change, the Open Property Data Association (OPDA) has urged, warning that businesses risk being left behind if they wait for Government mandation before adapting their processes. The call to action came duri...
Yesterday, 8.48 am Foundation, the intermediary-only specialist lender, has expanded its buy-to-let product range with the launch of three brand-new products, alongside enhanced criteria and select rate reductions of up to 0.30%. The lender has added further depth to its range with the introduction of a special F1 &p...
Yesterday, 8.46 am LiveMore, the specialist mortgage lender for people aged over 40 has successfully completed its third residential mortgage-backed securitisation (RMBS) - Exmoor Funding 2026-1 – raising £212 million to fund lending to older homeowners. The deal is structured under LiveMore’s Socia...

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