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Today, 2.49 pm Silly though, if I do protection only, I dont need mortgage permissions to refer off mortgage enquiries... I have just checked, I received about £200 in GI commission this year from handoffs to another broker. I bet I pay more than that in permissions and PI. 
Today, 2.30 pm If you arrange household insurance paid monthly (ie on a credit agreement) or introduce to a provider that gives them a credit agreement you are included in this according to the compliance pros.
Today, 1.58 pm Thank you for that 
Today, 1.54 pm L&G won't even ask about mileage on a personal life insurance application so they'd be a good starting point
Today, 1.54 pm A personal friend was with them for a while. Hated every second. All files were checked before submission and he had difficulty getting money owed.If it seems too good to be true, it normally is.
Today, 1.52 pm I'll be honest, I've NEVER come across someone being loaded due to mileage before and I've arranged cover for dozens of HGV drivers.  They don't ride a motorbike do they?  It could be due to the mileage they ride their bike for, not work/car mileage.    
Today, 1.52 pm if doing it properly then a bridging loan is the way forward. However Natwest have done similar as 2nd property loans when I have told them that the loan is likely to be redeemed within the first 2 years when they are trying to sell the property or something.   Have just completed on one ...
Today, 1.48 pm Help to Buy Wales Welsh Homebuy LIFT in Scotland and I guess Deposit Unlock could be counted as well.     No specific key worker schemes that I am aware of but some developers do advertise them using increased incentives to purchase if in a certain occupation
Today, 1.41 pm I've never used them. However I have had people come to me to tell me that they have submitted to them direct, or via a broker, and are so worried about losing their property as they don't seem to be progressing towards anything resembling an offer, can I do anything? Had one recently, HSBC ...
Today, 1.35 pm  Thanks for the info JMA. Looks like they've got a history of not paying brokers as well

Latest from the Provider/Adviser forums

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Today, 10.44 am A specialist lender has completed the refinancing of a three-property portfolio, providing tailored lending solutions that navigated multiple ownership structures, lease arrangements and time-sensitive requirements. Redwood Bank, in partnership with Bespoq Finance, provided a comprehensive refinanc...
Today, 9.44 am Currency News: Your Smart Update View in browser ...
Today, 9.11 am Specialist commercial lender InterBay, part of OSB Group, has completed a £3.8m commercial finance facility in Central London to support the development of two new residential properties. The asset, a four storey commercial building with three tenants, was originally held within a family trus...
Today, 9.10 am Buy-to-let lender, Landbay, has today (20th April 2026) announced a series of rate reductions across selected products within its Premier remortgage range. Premier is a range of standard products for landlords with up to 15 mortgaged properties, available to both individual and limited company land...
Today, 9.08 am Aspen has expanded its award-winning Bridge To Let offering with the launch of a 75% LTV Five-Year Semi-Commercial product. Bridging rates start at a fixed 0.79% pm for a period of up to 24 months followed by 6.94% pa over one, two or three years for the serviced period. The rates and leverage are b...
Today, 9.03 am Report for H2 2025 finds cost of living pressures becoming more pronounced driver for Near Prime applications according to brokers Three quarters of brokers expect to see further growth in Near Prime demand in months ahead, while appetite from mainstream lenders for adverse cases is rising First...
Today, 9.02 am Twenty7tec has appointed Nick Wakeham as Head of Data Sales, strengthening its focus on delivering enhanced market intelligence and data-driven solutions to lenders and providers. Nick joins the business with responsibility for leading the commercial strategy for Twenty7tec’s data and analyti...
Today, 8.59 am Darlington Building Society delivered record gross mortgage lending of £234m in 2025, a 58% increase on the previous year, as the mutual reported a strong set of results underpinned by steady, service-led growth. These results reflect a clear strategy focused on sustainable growth, specialist...
Today, 8.54 am SAMPAN’s second event will take place at Paragon’s Solihull office on 7 May. The aim is to help improve South Asian representation within the mortgage sector and support those already building their careers in the industry. The group was founded by Gurpreet Chahal, regional sales manage...
Today, 8.53 am One Mortgage System (OMS) has partnered with The Earl Shilton Building Society to deliver its full Originations platform, supporting the Society’s ambitions to transform its digital infrastructure. Adopting OMS Originations demonstrates the Society’s position as a modern mutual, combinin...

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