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Latest from the Adviser forums

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Today, 8.49 pm I don't know what's worse...Smartr365 themselves having the brass neck to send out those emails... Or the deluded nature of Networks who were convinced this awful system was the second coming of CRMs. Someone got a pay rise no doubt or a line on their CV for their next Network Jump 🦘 ...
Today, 8.01 pm This month using SmartR I have saved 8 hours of admin, so the monthly report tells me🤣. if it did what we would like it to do then I should be saving 3 hours a day, but it doesn’t.
Today, 6.01 pm I am hopefully not as negative as you.... but changing Goal posts is a concern. On FOS and Interest Only - wierdly it's one of the sectors which show a low upheld rate (20%) - which might explain why CMC'S moved onto more Car Loans and Pension Transfers (again)?   Perhaps CMC's w...
Today, 2.57 pm Nah that wouldn't work either.  Thank you all though.  
Today, 1.05 pm I think you are missing the point. The FSA did not back advisors that had kept to their own guidelines, Claims companies didn't care and they will not care here.    90% self cert mortgages were a bad product and so was self cert in most cases. Endowment products were useless unless a...
Today, 12.56 pm I think you have a reasonable chance if there is a good reason - ie did they invest heavily in the company in the previous year which meant a smaller income.  How does it look over a 3 year average?
Today, 12.46 pm There was nothing wrong with interest only, self cert or endowment mortgages. The problem was there were some bad mortgage advisors and there were some bad and greedy clients.
Today, 11.32 am Yeah, but think of those poor Lenders who can't 'afford' to pay Brokers more for PTs.... (normally just before they spaff £10k a time on Tables at the numerous Industry Awards events)...
Today, 11.27 am There is so much I'd like to say on this subject but in reality it is not the FCA we have to worry about, it is claims companies. Interest Only was agreed by the FSA in the noughties up to 90% and was allowed but when the claims co's came after us in 2018 suddenly the 'best practice'...
Today, 11.08 am Needs justification, If there's a genuine reason there they will consider. i.e year before had huge one off outlay which reduced profits that year, but has now made them earn more due to 'x'. If it's just they got busier than generally no, unless a long term contract(s) maybe.

Latest from the Provider/Adviser forums

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Today, 7.38 pm Sorry - are you a  -    Compliance Support Firm (this post)   or Lender Packager Broker   (Other post)   Not sure I want to give my client data to a firm which looks like it wants to be a competitor?
Today, 7.36 pm Whats TRC-20? If it's just your Networks System - your probably OK If it's something the client or regulator will see- I would suggest you correct it - if you can.
Today, 6.39 pm How do you do facts checking when it comes to AI use in finance reporting? Today I had to face an unpleasant situation, when I was making a record of a client's transaction in TRC-20 and AI did not allocate the 20% commission fee in the system. So I submitted a report that was incorrect. Will I ...
Today, 6.37 pm I agree.   (See my next post)
Today, 6.31 pm Thank you, is this a fixed-term contract or a TFT?
Today, 6.08 pm I was just going to say that myself, there is no pricing. I dont want to book an appointment if you are going to say its £500 a month. Its a waste of my time and yours because it could do it all and make the brews, its not in the budget. 
Today, 4.41 pm I find it incredibly annoying when companies don't advertise the cost
Today, 4.32 pm Dont let BFP see this ffs
Today, 2.06 pm A file review that takes your team hours comes back from Curvestone in minutes. Drag in a case and get a graded file review back. Every grade links to the document and page it came from, so your reviewer checks the flags instead of reading the whole file. ✔ Admin check before submission. Missing d...
Today, 1.30 pm Forward to a Friend   |   Add to Safe Senders   |   Visit Our Website JBSP: It's Not Just for First Time Buyers Thursday 22nd October at 10am ...

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