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Latest from the Adviser forums

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Today, 5.24 pm Hi, I have a client aged 78 y.o. He has x14 BTLs in total. All v low LTVs and all easily self funding apart from x1 he has an issue with only because as it is coming to the end of its term with TMW & they are refusing to extend & want it repaid. Anyone recommend any lenders that will do a ...
Today, 3.48 pm About 30yrs ago, I was dealing with a close friend of mine and he and his wife needed some life cover. This was back in the day when we completed proposal forms in wet ink and sent them into the insurance company for processing (remember those days??). Anyway, they mis-spelt his surname, by one lett...
Today, 3.45 pm Are there any lenders who are okay with capital raising up to 95% to repay a secured loan? I know some lenders do not class 2nd charge repayment as debt con but I am still struggling to find anyone who will go above 90%
Today, 2.21 pm Auto-correct isn't your friend ðŸ˜‚ 
Today, 2.08 pm google chrome auto complete has on more than one occassion input my own details to a case when I have tabbed through the fields.   Mistakes are easy, at least most are easily rectified
Today, 1.44 pm Just spoken to the lender and they had already spotted it and changed it thankfully.   I needed to vent, but it's quite shocking how easily you miss things
Today, 11.52 am I've done the same recently, with HSBC too. What a pain that was! Don't beat yourself up too much about it - we're human and all make mistakes. Just ensure that the mistake is rectified!
Today, 11.44 am I did the same. Added a letter in to a clients surname and all of a sudden a simple case with hsbc that should have gone straight to offer has to go through amendment team to fix the name and then back to the underwriter to review the ID that i now have to upload.  Stupid mistakes   Coul...
Today, 11.08 am July was out best month of the year for submissions and completions,  August will no doubt drop-off as it's holiday season. Happy with that as I have so much admin to catch up on! 
Today, 11.06 am Hey All, It's been dead recently, but I seem to be making such basic mistakes! Within the past 2.5 months, I have made 2 date of birth errors (1 mortgage which has gone to offer, so will now need to update them, and one protection), plus misspelling a surname! One of them was a simple fat-fin...

Latest from the Provider/Adviser forums

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Today, 1.59 pm New free plan giving approximately 83% of landlords in England who own four properties or fewer access to 24/7 WhatsApp tenant triage, automatic communication records and structured maintenance reports as rental regulation tightens MILDENHALL, Suffolk – 4 August 2026: Lettie has today launche...
Today, 12.23 pm 57% of leveraged landlords took out a new loan, remortgage or product transfer in the last 12 months 40% plan to remortgage or take a product transfer in the next 12 months, rising to around half of portfolio landlords 62% of mortgaged landlords have had a fixed-rate deal end in the last two yea...
Today, 11.42 am We wanted to let you know that we’re making the following changes on Wednesday 5 August. Purchase 2 year fixed rates will be reduced by up to 0.07% 5 year fixed rates will be reduced by up to 0.06% Shared Ownership fixed rates will be reduced by up to 0.07% Remortgage 2 year fixed ...
Today, 11.39 am FRP Real Estate Advisory has completed a £85m facilities package from a high street bank secured against a portfolio of three owner-operated hotels in the South West, supporting the borrower's next phase of growth. The transaction was led by Cameron Hayes, Director at FRP Real Estate Advisory,...
Today, 11.01 am In today’s world, many customers are facing financial pressures, changing circumstances and personal challenges that can make accessing financial services difficult. Vulnerability remains a key focus across our industry, and brokers play a vital role in recognising when customers may need addi...
Today, 10.58 am Loans Warehouse has completed a £787,500 regulated bridging loan with Precise Mortgages, helping a couple purchase a new family home in South of England. The customers were purchasing a substantial property with an annexe, for £725,000. They required the bridging facility to fund the fu...
Today, 9.11 am Savers focusing on specific goals rather than putting money aside in case of emergencies Almost half of savers under 44 believe ‘rainy day’ savings is outdated, with savers far more motivated by specific goals Leeds tops table for most goal-focused savers Achieving those goals at ri...
Today, 9.03 am New hires will cover the North, South and the Midlands Afin Bank has expanded the reach of its sales team with the recruitment of three new regional Business Development Managers. The move comes as the specialist lender embarks on its second year of business with an increased proposition line up of...
Today, 9.01 am Precise has completed a £1.2m bridging loan in 11 working days, supporting a time-sensitive refinance of a development project and helping the client avoid default penalties. The non-regulated refinance, introduced by Patrick Robertson at BuildLoan, was required to repay an existing lender wh...
Today, 8.59 am Atom bank, one of the UK’s highest rated banks on Trustpilot*, has set a new internal record with 36% of all Near Prime mortgage offers delivered on the same day throughout June. This has surpassed the previous record, set in May, when 33% of Near Prime offers were issued on the same day. The ...

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