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Today, 12.51 pm I am not sure how enforceable this is but I don't think they can legally withdraw the offer unless they become aware of something not disclosed pre offer.        Binding Offers  The MCD requires lenders to make a binding offer.  In the UK market, it is of ...
Today, 12.39 pm I have had it a few times, normally where someone has ported recently and we need to do a product transfer. If you fill in the form though and send it off, it's normally sorted within a day or two. I think you just need to create a new case though, rather than use the originally created one from...
Today, 12.38 pm Had a case recently where they purchased in 2020 during Covid, so was an automated valuation. The customer has recently applied for a further advance and they have declined it saying that it's non-standard construction. It's left the client in a complete mess and obviously no comeback from N...
Today, 12.37 pm My wife uses 2 additional screens - she has 1 plugged into a USB-C port via a multi-adapter (has USB-C PD input for power, along with a couple of USB ports and micro sd card port) like this: https://amzn.eu/d/0iwuHS2E and the other screen connects to a usb graphics adapter which accepts a normal HDM...
Today, 12.34 pm Try these people https://www.curainsurance.co.uk/who-we-are/   Cheers 
Today, 12.32 pm Ha ha, absolutely. Uplift was £30 to £225, so the quote was indeed dangerous in itself. I actually choked on a donut and my wife had to use the LifeVac on me.
Today, 12.28 pm Just make sure they are not climbing when you give them the quote 
Today, 12.27 pm Same!
Today, 12.24 pm I've had this a number of times over the years with santander. I agree with the previous poster who mentioned that there is generally something that they are unhappy with when the case has been audited. if I were you I would just send up the two years P60s.  if the case is kosher, you hav...
Today, 10.22 am I tend to agree with that in the sense that when a case gets pulled your sat there thinking if it was going to be any case, it was going to be that one.  But I also tend to find that audits are generally accepted.  If a case is going to get declined at audit, it means I have done a bad j...

Latest from the Provider/Adviser forums

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Today, 11.19 am Specialist lender reduces two- and five-year fixed rates across its Standard buy-to-let range News highlights Molo reduces all two- and five-year fixed rates within its Standard buy-to-let range for UK residents by 10 basis points. Two-year fixed rates now start from 3.60%, with five-year fixed...
Today, 9.35 am Be Clever With Your Cash – is it time for a legal minimum expiry period as millions risk losing money they’ve already been given? UK shoppers have lost around £619 million to gift cards that expired before they were spent, according to new research from consumer finance website Be...
Today, 9.34 am The Right Mortgage & Protection Network (TRM) has today (11th November 2026) announced details of its forthcoming Business Leaders’ Risk Forum taking place on the 19th November at NatWest’s offices in Birmingham, co-hosted with NatWest and sponsored by The Source. The invite-only ev...
Today, 9.32 am Buy-to-let lender, Landbay, has today (11th November 2026) announced price reductions of 20 basis points (bps) across its Core and Core AVM five-year fixed-rate products, as part of a wider repricing which sees rates cut across a total of 37 five-year, fixed-rate products. The reductions mean Landb...
Today, 9.30 am Fleet Mortgages, the buy to let specialist lender, has today (11th November 2026) announced a 20 basis point (bps) reduction across all five-year fixed-rate products with either a 3% or 5% product fee. The reductions apply to products across all Fleet ranges covering Standard, Limited Company and H...
Today, 7.30 am 11 November 2026. Almost half of portfolio landlords intend to refinance in the next 12 months, creating an opportunity for brokers to review clients’ wider borrowing needs and identify opportunities to improve, restructure or expand their portfolios. The latest Landlord Trends report fr...
Today, 7.29 am Somo, the award-winning specialist bridging and short-term finance lender, has joined the lender panel at Swoop, the business funding platform that connects businesses, brokers and advisors with loans, equity finance and grants. The move means brokers using the Swoop Broker Suite can now source Som...
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Yesterday, 12.01 pm It's surprising just how many separate software products a mortgage brokerage can end up relying on to manage its day-to-day operations. CRM, fact finding, client portals, document generation, sourcing, compliance, AI tools, customer communications... the list goes on. Individually, these prod...
Yesterday, 11.00 am The Real Estate Advisory team at FRP has arranged a £3m land bridge with Secure Trust Bank Business Finance to fund remediation of a former gas works site in Tonbridge, Kent. The works will prepare the land for a scheme of 144 apartments, and the borrower plans to refinance onto development fi...

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