Search the forums and feedback
Make cherry your home page
You are here: cherry

Latest from the Adviser forums

Create a new topic
Today, 8.48 pm Do you need to specifically say its going to be via a Ltd Co? Obviously, if there is a specific question or you are asked directly you clearly have to answer honestly but not sure that much detail is generally required
Today, 3.47 pm Speak to cascade mortgages they specialise in this kind of loans.  
Today, 3.38 pm I agree with what you say but any BTL mortgage is a mortgage for business purpose. Just because it's done in a Ltd. company does it does not make it more business. If  Leeds are offering BTL mortgages and Holiday home mortgages I can't see what the problem is. However some lenders do ha...
Today, 3.37 pm Yes, it's because the BTL is being done as a Ltd Co Purchase.  Dumb really, assuming Lenders invented Ltd Co Buy-to-Lets!! Also, it's not like they are investing the money into a Cafe or Haulage Business.  I cannot see why it makes a difference doing a Buy-to-Let in Personal Names...
Today, 2.43 pm Ish't the issue they are lending money to the Ltd company - and so that is clearly a business purpose?? and the FCA does not like Retail Lenders being used for Business Purposes - so some lenders take that to heart.   (I have a client who lost alot of money when Metro was told to exit Se...
Today, 1.13 pm What a week of fiddly sh*tty enquiries....almost told all of them I couldn't help, just to avoid the hassle. £500k unencumbered resi remo.  Wants to raise £200k for a deposit on 2-3 Ltd Co Buy-to-Lets. Was just about to submit it to the Leeds BS, but then discovered (accidenta...
Today, 1.06 pm I don't think any mortgage lenders will do this, I assume because the client won't own the land it's parked on. As per BFP's comment, I think they're all specialised personal loans. There's a few providers but I don't know if you can introduce to any of them??
Today, 12.51 pm I would look at Vitality- they cover all public sector rather than role under a 12mth deferral avoiding the need for a split deferral.
Today, 12.36 pm same old Primis and you will find out how good they are if you ever try to leave as they will hold all your commissions for at least 6 months.
Today, 9.48 am Thanks

Latest from the Provider/Adviser forums

Create a new topic
Today, 12.12 pm David Jabbari, CEO, Nova Conveyancing “Housing risks being treated as an afterthought in this Budget, overshadowed by the capital gains tax and inheritance tax debate. That's a mistake. The number that should worry the Treasury isn't a tax rate, it's this: just 5% of homes sold this year had ...
Today, 10.45 am Masthaven Finance has appointed Viki Springall as Director of Marketing to lead its marketing strategy and support its next phase of growth. The experienced marketer returns to the business following its recognition in the Financial Times’ ranking of The UK’s Fastest-Growing Companies. ...
Today, 10.19 am 66% of rental properties now use a letting agent, the highest proportion in two years Use of full management services rises five percentage points to 25% in just three months Self-managing landlords spend 51 hours a month on their properties, compared with 11 hours for those using full managemen...
Today, 9.53 am Swansea Building Society launches new online portal for mortgage brokers Swansea Building Society has launched a new online portal designed to make it easier for mortgage brokers to submit and manage applications, marking a significant step forward in its digital development. The new Broker Portal w...
Today, 9.50 am Uinsure has appointed Tom Doyle as Chief Trading Officer to lead its insurer partnerships and trading strategy. Tom, who joined the business this month, brings more than 28 years' experience in general insurance. He joins from Markerstudy Retail, where he was responsible for insurer capacity manage...
Today, 9.47 am Pure Retirement has expanded adviser choice with the launch of Interest Servicing across its Emerald lump sum and drawdown lifetime mortgages, designed to provide greater flexibility for over-55 clients who may not meet mainstream residential mortgage affordability criteria but still have some incom...
Today, 9.45 am Conveyancing distributor, conveybuddy, has today (13th October 2026) announced it recently donated over £13,000 between its three charity partners as a result of broker activity across its platform during Q3. conveybuddy runs an ongoing initiative supporting three charities, the Motor Neurone...
Today, 9.44 am Aspen has launched its new 85% LTV day one Refurbishment bridge, with drawdowns up to 75% LTGDV, available at 0.79% p/m. The new product, which is also available on the lender’s No Valuation offering at 0.84% p/m, includes heavy works and is specifically targeting developers. Aspen has simulta...
Today, 9.39 am New integration connects Plannr’s operating system with the UK’s leading AIpowered digital advice platform, keeping one accurate client record across both systems Plannr, the API-first operating system for modern financial advice businesses, has launched a two-way integration with Dynam...
Today, 9.35 am Property management and finance platform Lendlord has launched its new Property Register tool, helping landlords in England prepare for the government's new rental property database and manage ongoing registration requirements. Available within Lendlord's Compliance Hub, the tool brings together in...

View all newsletters Subscribe Latest newsletters

13/10/2026 IP providers? | Primis | NW PT process | MUFB help | Networks | Clients
13/10/2026 Making Mortgages Happen
12/10/2026 Trail commission | Broker responsible? | Trade press? | UnderwriteMe
12/10/2026 See how simple commercial mortgage applications can be
09/10/2026 The PI Desk | Complaint? | Network Tables Q3 | Vapes | VOIP calls
08/10/2026 we’re not pulling our rates...
07/10/2026 Working for brokers? | Vitality AI | Life app postponed | PI | ID requests?
05/10/2026 £100+ pm on coffee! | SL with rate change? | Sept quiet? | Run two CRMs?
02/10/2026 Unlock your next business opportunities at MBE London
02/10/2026 Mortiqo CRM | Affordability calcs | Vitality | GI book | Suitability letters

View all press releases Latest press releases

13/10/2026 Pre-budget comments - CEO: confidence, not tax, is what moves the housing market
13/10/2026 Masthaven Finance appoints Viki Springall as Director of Marketing
13/10/2026 Letting agent use hits two-year high as landlords turn to professional management
13/10/2026 Swansea Building Society launches new online portal for mortgage brokers
13/10/2026 Uinsure appoints Tom Doyle as Chief Trading Officer to lead growing insurer partnerships
13/10/2026 Pure Retirement Introduces Interest Servicing Across Emerald Lifetime Mortgages Following Customer Demand for Greater Flexibility
13/10/2026 conveybuddy charity donations rise with increased activity levels
13/10/2026 Aspen launches 85% LTV day one Refurb product and cuts rates
13/10/2026 Plannr launches two-way integration with Dynamic Planner
13/10/2026 Lendlord expands Compliance Hub with Property Register tool to simplify preparations for England's new rental database

...

Copyright © cherry™ 2004 – 2026. All rights reserved.

Advertise with cherry - Contact Us - Privacy Policy / Terms and Conditions

cherry™ / cherryFind™ are trading names of cherry™ Registered Office: The Stables, Little Coldharbour Farm, Tong Lane, Lamberhurst, Tunbridge Wells, Kent TN3 8AD Registered in England and Wales. Company Registration Number: 05624666 VAT Number: 874593966

Please note that cherry™ never recommends the products or services of other companies