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Today, 8.30 pm True. Thanks 
Today, 8.24 pm I’d say if you’ve been declined by 2 high street lenders you’re pretty safe to look off the high street. Go with another high street provider and get a last minute decline, could be considered as unsuitable advice given that you’re aware of the issue the client has. They ca...
Today, 8.20 pm Mmmm I'll give them a call. Do all the other High Street type lenders all want bank statements @ this LTV do you think? Thank you. 
Today, 8.17 pm Precise might do it. 
Today, 8.03 pm The new mortgage is high........& the client whose account conduct is called into question doesn't own and lives with her partner.
Today, 7.51 pm Mansfield? They will want statements but its within criteria.  If the new mortgage will be more than current mortgage/rent, it might be an issue. If not, then you might be able to get it over the line. 
Today, 6.24 pm Hi all, I have a client who requires a 95% LTV deal BUT the partner's Account Conduct caused X2 lenders (Leeds and Nationwide) to decline the case. Basically she's always been living in her overdraft and one DDM bounced last month (but it was later caught up and didn't go down as a lat...
Today, 5.52 pm  They don't plan to let it out separately, so ideally would not want to get penalised by higher MUB rates
Today, 5.49 pm If it is a buy to let then surely a multi unit product will be easy.
Today, 5.44 pm Sorry. Forgot to mention, this case is BTL for a non-owner occupier (Not FTL)

Latest from the Provider/Adviser forums

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Today, 2.27 pm We wanted to let you know that we’re making the following changes on Friday 24 July. Product Transfer 2 year fixed rates will be increased by up to 0.23% 3 year fixed rates will be increased by up to 0.16% 5 year fixed rates will be increased by up to 0.22% BTL Product Transfer Sel...
Today, 12.35 pm Atom bank, one of the UK’s highest rated bank on Trustpilot*, has completed a £2.35 million commercial mortgage to facilitate the reopening of a London hotel. The case was introduced by Gindy Mathoon, Senior Mortgage & Protection Adviser at broker Create Finance, while legals were d...
Today, 12.32 pm Recognise Bank, the SME property lending bank, has announced its latest annual results, reporting a post-tax profit of £8.9 million for the year ended 31 March 2026, following a £5.3 million loss in 2025. The Bank also grew its loan book by 51.1% over the year to £461.9 million an...
Today, 12.29 pm New data from support services provider MorganAsh highlights the importance of proactive engagement when identifying vulnerable customers. The firm's data shows that customers are highly likely to complete vulnerability assessments once they begin the process, while take-up rates are significantly h...
Today, 11.16 am But Home Insurance Bucks the Trend with Helpful Customer Service, Clear Policies, and Fair Pricing Key findings Overall satisfaction fell from 3.27 to 3.02 out of 5 (Q1 → Q2 2026) NPS turned negative: +3.7 → -6.8, with promoters down from 48% to 43% and detractors up from 44% to 50% ...
Today, 9.26 am Vida Launches Enhanced ‘Next Chapter Lending’ Proposition to Support More Borrowers Into and Through Retirement. Refreshed later life lending criteria designed to give brokers greater certainty and flexibility when supporting customers at every stage of homeownership. Vida has launched...
Today, 9.19 am Santander UK has become the first high street bank in the UK to update its mortgage affordability assessment to recognise the benefits of Octopus Energy's Zero Bills homes, helping customers borrow more when purchasing Zero Bills homes. Under the new partnership with Octopus Energy, Santander UK wi...
Today, 9.17 am Twenty7tec is giving all RESEARCH users free access to ADAPT, its proactive market surveillance tool, for two months as advisers continue to navigate an increasingly fast-moving mortgage market. Sign up for the two-month trial is available until 31 July. The initiative has been launched in response...
Today, 9.13 am Rely has completed a £2.4m remortgage for an experienced portfolio landlord, secured against a fully refurbished multi-unit freehold block (MUFB) in Northumberland. The transaction involved a 55-unit residential block held on a single freehold, with a market value of £3.2m. The client, ...
Today, 7.00 am Conveyancing referral specialist Broker Conveyancing has announced the launch of The Hub, a new and improved portal for its broker members. Designed to provide a smoother and more intuitive experience, the portal will make it easier and quicker for brokers to track and manage conveyancing cases for ...

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