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Today, 10.36 am Fingers crossed......thank you for all your answers.  
Today, 10.35 am What is your experience with Adviser IQ? I've not heard of them before now. 
Today, 10.11 am Have a case the same as with them at the moment TG. They usually accept latest yr as long as the case is solid and there's a bit of an explanation.  Mine seems to be progressing ok.
Today, 9.43 am No you would use it alongside and even alongside Ume in some instances.
Today, 9.41 am do you use this instead of tools like CIExpert or Protection Guru
Yesterday, 9.18 pm Thank you 🙌
Yesterday, 8.51 pm Latest years figures. 
Yesterday, 2.31 pm Haha, I will 100% call you tomorrow. Thank you for this too. 
Yesterday, 12.56 pm Latest year (subject to sense check - never had a problem) - incidentally you can call me on 01491 200331 - direct line - if you want a chat about the mortgagepro matter (I still cant get a PM to go to you) - amd working until 3
Yesterday, 12.52 pm Can somebody clarify something for me please? For a S/E Director of their own Ltd Co, do Coventry use the most recent accounting years' figures or an average?  Reading the criteria on their website and it's confused me for that it should've done 😳🤦. Thank you. 

Latest from the Provider/Adviser forums

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Today, 10.45 am Stoke-on-Trent student properties generate average yield of 9.42% Plymouth, Liverpool, Portsmouth and Cardiff complete top five yielding student locations Properties in known student postcodes generate average yields of 7.32%, compared to 6.86% for non-student postcodes Stoke-on-Trent offers ...
Today, 9.13 am View in browser ...
Today, 9.08 am Simon McClean brings 35 years’ experience across treasury and regulatory reporting to the specialist lender Simon McClean has joined Afin Bank as Head of Treasury and Regulatory Reporting, bringing over 35 years’ experience of financial services to the specialist lender and savings prov...
Today, 9.06 am Recognise Bank has joined the Bridging & Development Lenders Association (BDLA) as a Lender Member. Recognise is a specialist bank providing property lending alongside business and personal savings products. Its bridging range supports residential and commercial property, including buy-to-let p...
Today, 9.02 am The latest episode of Twenty7tec's ELEVATE Podcast Series explores the launch of Steppl, the changing expectations of advice clients, the role of AI and automation, and how technology can help firms move from individual transactions towards longer-term client relationships. The episode is hosted by...
Today, 8.51 am Average house price edged down in August as market remains subdued House prices fell slightly in August (-0.2%), following a -0.1% decrease in July Average property price now £298,468 compared with £299,153 in July On an annual basis prices have fallen by -0.4%, the first year-on-ye...
Today, 7.00 am A borrower came to Somo needing to refinance an existing bridging loan that was due to go over term in just 10 working days. Somo offered a second charge loan at 70% LTV of the Open Market Value, at 0.95% per month on our Classic Bridging product. The deadline mattered. Missing it would have meant...
Friday, 4.34 pm The Lloyds House Price Index for August 2026 will be issued via press release at 0700 hrs on Monday 7th September 2026.
Friday, 11.11 am Please note, we have been made aware of planned system maintenance between 6:00am and 19:00pm on Saturday 5th September, where the Broker platform may not be available. To secure existing product codes, please submit applications in full by midnight, Sunday 6th September. Click here to view the up...
Friday, 10.16 am With effect from Monday 7th September, we’ll be making a number of increases across our Residential and Buy to Let mortgage rates. Please note, if an application is no longer proceeding, you can use the ‘Cancel’ button on your broker dashboard to cancel the case. Click here to vi...

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