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Latest from the Adviser forums

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Today, 12.04 pm You need your client to speak to their 'mate down the pub' and get the mate to expalin to the lender... it's free money when converting a family home into a HMO... can't go wrong.   Sorry - doesn't help, but the 'Commercial Valuation' as each 'room is £80...
Today, 11.25 am Try Quantum or West One (but not if they insist on foisting Graphene Solicitors on you - the worst and most uncooperative conveyancers I have ever dealt with) 
Today, 10.57 am   I do a fair amount of HMO's, and problem is usually condition or something with the legality during conveyance.  But I've a new problem I haven’t had before. First of all its already been down valued by TMW and Keystone via a previous broker. Neither of them would have b...
Today, 10.41 am Newcastle have no max age
Today, 9.39 am Never used mac but Linux is also superior to MS 
Today, 8.41 am They can jog on . Just tell them to phone Uncle , i'll put them right ðŸ˜Ž 
Today, 7.47 am If you go into Sort Refer and choose BTL, then the Remortgage tab; as you enter the data there's a Limited Company option towards the bottom. I had Gorvins, PLS, Birchall Blackburn and Chadwick Lawrence come up.
Yesterday, 9.44 pm Take a look at Tresorit. Secure and offers both file sharing and file requests. 
Yesterday, 9.10 pm Access Money are a decent brokerage if youre happy to refer your client, if you want to retain full control then im with Rainman UTB are a good 2nd charge lender for direct to lender cases
Yesterday, 5.29 pm I think the Newcastle and GenH can consider this. Father is 68 and retired, but I imagine most Lenders will cap it at Age 80? Ideally he wants a 25 year term. Any ideas?    

Latest from the Provider/Adviser forums

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Today, 12.42 pm Frances Haque, Chief Economist at Santander UK comments: "For homeowners, the immediate impact of today's increase will be felt most by those on tracker and variable-rate mortgages, with those coming off fixed-rate deals facing continued uncertainty over the coming months. We may see higher borrowi...
Today, 12.33 pm Steve Cox, Chief Commercial Officer at Fleet Mortgages: “The MPC has clearly decided it can no longer afford to wait, although whether today's increase to 4% ultimately proves to be the right decision remains open to question. There has been a growing sense that an increase was becoming inevi...
Today, 12.31 pm Ben Allen, Managing Director of The Right Mortgage & Protection Network: “There were always going to be fireworks today, but with today's decision to increase Bank Base Rate by 25 basis points to 4%, the MPC has decided to provide some of its own. The likelihood of this decision has grown...
Today, 12.29 pm John Phillips, CEO of Just Mortgages and Spicerhaart, said: “While there has been some welcome news for the UK economy, with falling unemployment, GDP growth and a relatively muted Budget, inflation remains a very real problem. The decision to raise the base rate on Bonfire Night is an attemp...
Today, 12.28 pm Simon Webb, managing director of capital markets and finance at LiveMore: “While the market has priced in a rate rise over recent weeks, the decision will no doubt cause concern for many borrowers. “For older borrowers, the impact of higher rates can be particularly acute when refinanc...
Today, 12.27 pm Duncan Kreeger, the CEO of commercial mortgage lender and bridging specialist TAB, said: “This rate rise represents a failure of government. Britain pays a premium to borrow, because the bond market thinks we’re prone to inflation and run by politicians who aren’t serious about th...
Today, 12.26 pm Richard Pike, chief sales and marketing officer at Phoebus Software: The increase was widely expected, and the mortgage market has already priced in much of the move over recent weeks, which is why borrowers have been facing higher mortgage rates. Borrowers will be hoping this is a one-off rate ri...
Today, 12.25 pm Following today's Base Rate announcement from the Bank of England, Charles Resnick, Chief Finance Officer, Afin Bank, commented: “After a period of wait and see, the Bank of England finally increased the Base Rate today, the first change in almost a year and the first upwards movement since A...
Today, 10.49 am The Real Estate Advisory team at FRP has arranged a £1.43m heavy refurbishment bridge to convert a Grade II listed former smelting shed in Swansea into 12 apartments. The borrower plans to let the apartments on a buy-to-let basis once the works are complete. The 18-month facility was structur...
Today, 10.18 am James Staunton, head of communications for commercial mortgage lender TAB, said: “We aren't hitting housing targets or coming close to solving the housing crisis because building homes has become a red-tape marathon. Every new levy, every new survey and sign-off slows down a project, adding d...

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05/11/2026 Frances Haque, Chief Economist at Santander UK responds to the Bank of England's base rate announcement
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05/11/2026 Just Mortgages comments on BoE MPC decision
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05/11/2026 The Bank should have held its nerve - commercial lender TAB reacts to rate rise
05/11/2026 Phoebus reaction to base rate decision
05/11/2026 Afin Bank Base Rate Comment
05/11/2026 FRP secures £1.43m bridge to convert grade II listed Swansea smelting shed into 12 homes
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