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Latest from the Adviser forums

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Today, 1.30 pm Are these the current Schemes.... First Homes Shared Ownership Deposit Unlock Shared Equity has gone now? Any Key Worker Schemes? (both Teachers)  
Today, 1.26 pm I have a client who would like to raise funds on his existing property to use for a deposit and works needed for a new property. The trouble is he will not be moving into the new property until works are complete at which point he would redeem the other mortgage. has any one got an idea of a lender ...
Today, 1.15 pm sorry, LTA
Today, 1.06 pm Isnt this the lot that werent on LBG panel for a while? And I think they require PG for all firms and potentially 100% compliance file checking pre submission. My info might be out of date though I think they are a network for people who cant go elsewhere
Today, 12.46 pm Are you talking about IP? If so, it's not that they are being loaded, they are simply having their occupation class changed to reflect the driving.  If they are in excess of 25,000 miles per annum them I'm fairly sure most insurers would change the occupation class although some do it ...
Today, 12.38 pm AI Lies, with confidence. Do not just upload bank statements. Plus, many of the questions are not in your bank statements. If you were to use AI, you would need a multi-step process, something like: Step 1. Use QuickBooks for bookkeeping, with an OpenBanking data feed of your bank statements. Ste...
Today, 12.34 pm In an alternative universe we should all be able to take a class action against the FCA for overpaid fees for permissions that were not really needed. The entire presentation of 'credit broking' to the mortgage market has been diabolically confusing. I'm dropping that permission ASAP. Sh...
Today, 12.24 pm Having used PG Pro for over 4 yrs I would absolutely recommend it, given it helps massively with IP advice, CI Expert is great at what it does and I have not even looked at it for over 4 yrs so not sure of further developments
Today, 12.06 pm Hi all, we have had a new lead regarding shared ownership and the HOLD scheme, does anyone know which lenders would deal with this scheme please?  thanks
Today, 10.36 am Hi all,  Just putting the feelers out for anyone that's got any feedback on the above network. I'm currently weighing up AR options and whilst I was initially sold on TRM, I had a very disappointing experience with one of their account managers and it totally put me off wanting to work with t...

Latest from the Provider/Adviser forums

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Today, 10.44 am A specialist lender has completed the refinancing of a three-property portfolio, providing tailored lending solutions that navigated multiple ownership structures, lease arrangements and time-sensitive requirements. Redwood Bank, in partnership with Bespoq Finance, provided a comprehensive refinanc...
Today, 9.44 am Currency News: Your Smart Update View in browser ...
Today, 9.11 am Specialist commercial lender InterBay, part of OSB Group, has completed a £3.8m commercial finance facility in Central London to support the development of two new residential properties. The asset, a four storey commercial building with three tenants, was originally held within a family trus...
Today, 9.10 am Buy-to-let lender, Landbay, has today (20th April 2026) announced a series of rate reductions across selected products within its Premier remortgage range. Premier is a range of standard products for landlords with up to 15 mortgaged properties, available to both individual and limited company land...
Today, 9.08 am Aspen has expanded its award-winning Bridge To Let offering with the launch of a 75% LTV Five-Year Semi-Commercial product. Bridging rates start at a fixed 0.79% pm for a period of up to 24 months followed by 6.94% pa over one, two or three years for the serviced period. The rates and leverage are b...
Today, 9.03 am Report for H2 2025 finds cost of living pressures becoming more pronounced driver for Near Prime applications according to brokers Three quarters of brokers expect to see further growth in Near Prime demand in months ahead, while appetite from mainstream lenders for adverse cases is rising First...
Today, 9.02 am Twenty7tec has appointed Nick Wakeham as Head of Data Sales, strengthening its focus on delivering enhanced market intelligence and data-driven solutions to lenders and providers. Nick joins the business with responsibility for leading the commercial strategy for Twenty7tec’s data and analyti...
Today, 8.59 am Darlington Building Society delivered record gross mortgage lending of £234m in 2025, a 58% increase on the previous year, as the mutual reported a strong set of results underpinned by steady, service-led growth. These results reflect a clear strategy focused on sustainable growth, specialist...
Today, 8.54 am SAMPAN’s second event will take place at Paragon’s Solihull office on 7 May. The aim is to help improve South Asian representation within the mortgage sector and support those already building their careers in the industry. The group was founded by Gurpreet Chahal, regional sales manage...
Today, 8.53 am One Mortgage System (OMS) has partnered with The Earl Shilton Building Society to deliver its full Originations platform, supporting the Society’s ambitions to transform its digital infrastructure. Adopting OMS Originations demonstrates the Society’s position as a modern mutual, combinin...

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20/04/2026 Landbay lowers rates across Premier remortgage products
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