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Today, 11.18 am Had a convo with Halifax and they said they can consider it as per contractor rules. Happy days
Today, 8.35 am Hi, yes I can help if you want to introduce the case to me, narinder.gill@coreco.co.uk   I completed a very similar deal a few weeks ago, with no QS report requirement and full release day 1.
Saturday, 9.59 pm Isn't the issue with buying the company... your buying the liability and legal aspects too? You find out the previous Directors messed up on the accounts and didn't pay Corporation Tax..... thats your problem. Current or Former Tenant sues for a problem.... thats your problem.   So ...
Saturday, 1.28 pm And then you find out they are now in line with the rest of the market.  Its worse when its a BDM you know. As you then have to be all excited but its sort of like, better 3 years late than never.  I wont mention the specific example, but I tend to specialise in my part of the market. On...
Saturday, 12.15 pm Just the same as the 'obviously' people "well obviously yeah I have a default obviously" "cus obviously my partner stopped his overtime because of obviously the baby and that obviously"  
Saturday, 8.57 am I've had someone recently outright say that he was going to run everything i told him through ChatGPT "because, you know, that's what's everyone does, right?" Told him I wasnt the right fit for him and sent him on his merry way. Was one of those winkers that says "right....
Saturday, 8.46 am Definitely replaced the bloke down the pub that knows everything
Friday, 6.09 pm Its scary how much trust people put in something that is regularly wrong.  Who remembers "if its on facebook, it must be true"?  Replace facebook for AI.    Good video of why not to trust AI.  https://www.youtube.com/watch?v=_zU9TW4SB4w
Friday, 5.01 pm Got an email yesterday from Virgin Money saying they support day rate contractors, Umbrella and zero hour contractors. 
Friday, 4.59 pm Getting a few more people using chat GPT to question my advice. One call comes in today. She went to apply to her current lender to port the mortgage but was declined due to a CCJ she claims she didn't know about.  Anyway, chat GPT has told her she should still be able to port the mortgag...

Latest from the Provider/Adviser forums

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Today, 9.11 am View in browser ...
Today, 9.09 am United Trust Bank (UTB) has promoted Gene Clohessy to Director – BTL & Bridging, giving her responsibility for the Sales and Underwriting functions across both product areas as the Bank accelerates its growth plans. Gene joined UTB in July 2025 as Director of Underwriting – Bridging...
Today, 9.06 am e4 Strategic, a leading proptech digital solutions provider, has joined the Project 28 Charter, supporting the industry-wide drive to create faster and more certain property transactions. Established by Landmark Information Group, Project 28 brings together lenders, conveyancers, estate agents and ...
Today, 9.03 am Mortgage Industry Mental Health Charter gives mortgage professionals until Friday 21 August to have their say Monday 17 August 2026 – The Mortgage Industry Mental Health Charter (MIMHC) has announced a seven-day extension to its 2026 500 Voices Survey, following a record response from profess...
Today, 9.00 am Omni Mortgage Club, Fintel’s whole of market mortgage proposition, has announced that Sharia-compliant property finance provider Nomo has joined its growing lender panel, further strengthening the breadth of specialist lending solutions available to member firms. Built with direct input from ...
Friday, 8.38 am Atom bank, one of the UK’s top-rated banks on Trustpilot*, has announced rate cuts across both its Prime and Near Prime mortgage ranges. With immediate effect, all Prime rates have been reduced by 0.20%, while rates on the Near Prime range have dropped by 0.10%. As a result, Prime deals now s...
Friday, 7.00 am TAB has completed a £2.8m bridging loan secured against a pair of commercial warehouses in London, providing the borrower with capital to invest in his trading business, repay business debt and support the expansion of his property portfolio. The commercial mortgage lender and bridging specia...
Thursday, 2.27 pm Give it time. The FCA and lenders have relaxed the income multiples so there is only one direction those numbers are going. 
Thursday, 12.50 pm New figures from UK Finance showing a further fall in mortgage possessions demonstrate the effectiveness of responsible lending and the support being provided to borrowers experiencing financial difficulties, according to United Trust Bank (UTB). The latest data shows that 1,150 homeowner propertie...
Thursday, 12.35 pm Well, those advisers who are IFA's and do Later Life Advice will already be doing this......  ... so what is the issue? It's already being done now - never mind from the 2040's.   Reading between the lines - perhaps some firms want to be able to give shall we say guidance......

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17/08/2026 MIMHC extends 500 Voices Survey for one final week as industry response delivers at record levels
17/08/2026 Omni Mortgage Club welcomes Nomo to expanding lender panel
14/08/2026 Atom bank reduces Prime and Near Prime rates
14/08/2026 TAB completes £2.8m commercial bridge to support business investment and portfolio expansion
13/08/2026 Fall in Mortgage Possessions Reflects Responsible Lending and Effective Borrower Support – United Trust Bank
13/08/2026 Equity Release Council responds to the SPP's 'Home Truths'
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