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Today, 11.00 am We contact all of ours 4 months prior to deal ending. We have had a few who have paid off their mortgage, on the whole we rarely lose a client. I think it maybe down to a number of factors if you lose them. Those who were new clients 5-years ago on low rates need the biggest nudge as a long time pas...
Today, 10.58 am I mean this can hardly be surprising. If the process is "this number is lower than that number" and they can do it in a few minutes why wouldn’t they? What advice are they actually requiring, because all they will care about is what is the cheapest product for the house they already...
Today, 10.57 am You have to contact them before the lender does  -  the same rates, no broker fees, we monitor rates for them until it switches and compare with the open market  - much better than going direct...  
Today, 10.52 am I retain almost all my clients.  I contact them 6 months out to look at remortgage options, if a PT is the best option (and rates aren't currently increasing) I tell them I'll be in touch 3 or 4 months out, whenever the lender allows, and contact on the 1st of that month.  Make it ...
Today, 10.51 am What do you use for your auto-emails?
Today, 10.49 am Agreed, we have auto emails go in our back office at 7 months before to warn we will contact shortly and then at 6 months to book a time to discuss. Appreciate that for most lenders this is still 2 months early to a PT but it engages the customer and locks them in. Best thing is that the automatio...
Today, 10.36 am Can you break that down with some examples please?   Because it doesn’t matter if you gross is higher if your network takes 30%?  
Today, 10.32 am PMS are better payers than L&G as far as clubs go. L&G are actually one of, if not the worst, in the market for net proc fees, but that's because they can get away with it due to their scale and access. 
Today, 10.30 am Those are dismal compared to Sesame
Today, 10.07 am All looks about right. My network uses L&G and some of our procs are higher and some lower. HSBC for example is 0.4% paid to network after L&G's deduction.I honestly think it's much of a muchness from network to network by the time you look at procs, split & monthly fees

Latest from the Provider/Adviser forums

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Today, 10.48 am Roma Finance has completed its first commercial mortgage, providing a £2.4m facility to Alistructures Limited for a commercial site in Market Harborough in 25 working days. The milestone transaction comes the month after Roma launched its commercial mortgage offering and follows the announcem...
Today, 9.17 am 11 September 2026: New lender, Gable Mortgages, has been added to Mortgage Brain’s Sourcing Brain, giving brokers faster access to its products through the technology creator’s product sourcing platform. Brokers can now quickly and easily research Gable Mortgages’ zero-deposit mor...
Today, 9.16 am Leonard Curtis has joined the Bridging & Development Lenders Association (BDLA) as an Associate Member, strengthening its links with the bridging and development finance sector. Leonard Curtis is a UK professional services group providing restructuring and insolvency, funding, legal and wider a...
Today, 9.14 am Twenty7tec data shows remortgaging continuing to drive activity, while first-time buyer, purchase and buy-to-let searches remain softer. Residential remortgage searches were 11% higher year on year in August despite an overall slowdown in mortgage search activity during the summer, according to the...
Today, 9.11 am Darlington Building Society has announced a broad repricing across its mortgage range, reducing selected rates across standard residential, specialist residential and specialist buy-to-let by up to 40 basis points (bps). Effective immediately, the changes apply across selected two-year and five-yea...
Today, 9.10 am Neil Leitch, Managing Director of Development Finance, Hampshire Trust Bank: “These figures are another reminder that housing ambition and housing delivery are two very different things. If we want a genuine reset in housebuilding, we must address the conditions that determine whether develop...
Today, 9.09 am Richard Pike, sales and marketing director at Phoebus: “Today’s GDP figures show the economy has grown for a second consecutive month, with output increasing by 0.4%. While two months of growth is a positive sign, the wider picture remains one of continued uncertainty. “The mortg...
Today, 8.58 am Ian Robinson, interim CEO of LMS: It’s positive to see GDP rising for a second consecutive month, but it’s too early to suggest the UK economy has entered a period of sustained growth. The focus now needs to be on how we create the conditions for that momentum to build. The housing mar...
Yesterday, 2.26 pm    |   Forward to a Friend   |   Add to Safe Senders   |   Visit Our Website Four FREE webinars from Buckinghamshire...
Yesterday, 9.17 am Conveyancing distributor, conveybuddy, has today (10th September 2026) announced the appointment of a new Regional Director covering London and the South East. Chris Smith joins conveybuddy as Regional Director for the region with responsibility for developing the firm's relationships with mortgage...

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11/09/2026 Remortgage searches rise 11% year on year says Twenty7tec as August mortgage activity slows
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