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Today, 6.17 pm That's an interesting page, I've just been reading a few.
Today, 5.41 pm LMStudio is cool backend software; you're going to want to connect that to OpenWebUI or similar so it has the tools: the read-only MCP to your CRM, the MCP to read client file PDFs, maybe puppeteer to check lender websites, or a LDR for research. We're talking about tasks with large context...
Today, 5.35 pm Yes, looks like it's going Annual from April 2026...    
Today, 5.12 pm Yes i did mine for the period ending 5/4/26 with all my other RMAR so was expecting one for 5/7/26 but nothing yet....
Today, 5.01 pm Yeah that's what I completed in February - it was basically the same.... FIN073 - Baseline Financial Resilience Report 1 Total amount of liquid assets that you control or have unrestricted access to 2 Average monthly cash needs arising from fixed costs 3 Net profit or loss in the last quarte...
Today, 4.58 pm Cheers, I should have said this is for residential purposes, if we place it I will let you all know on here, thanks 
Today, 4.54 pm Just got this email from CHL Mortgages.  Not every buy-to-let case fits neatly into a box. Some sit outside the norm and need specialist input to move them forward. That’s where CHL Mortgages adds value. If you’ve got a case that doesn’t quite fit with lenders who struggle t...
Today, 4.42 pm There are probably more dodgy claimers then genuine ones.  The benefits handed out is far more than the claimant's capacity to earn and if you have kids why work when you can get carer's allowance for lookin after your naughty child. Also  the child has ADHD (hence naughty) so you...
Today, 4.32 pm I believe this has been replaced by  FIN073 regulatory return.  It's now called the Baseline Financial Resilience Report. Basically only the name and number changed. There so many reports now that I check in every month to see if I have a report to file. Can't Rely on FCA to remin...
Today, 4.20 pm Can't argue with that! 

Latest from the Provider/Adviser forums

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Today, 11.44 am Chartered accountant and experienced operational leader joins the valuation specialist as it continues to invest in its people, systems and services Validate, a valuation provider supporting specialist lenders and challenger banks, has appointed Louise Shute as Managing Director. Louise is a Fello...
Today, 11.14 am Atom bank, one of the UK’s highest rated banks on Trustpilot*, has made further rate reductions across its entire Prime mortgage range, alongside introducing new fee options for 95% LTV products. With immediate effect, rates on Prime products available up to 90% LTV have been reduced by 0.15%...
Today, 10.12 am Paragon Bank has introduced a series of enhancements to its buy-to-let Bank Base Rate (BBR) tracker range, adding a 2% fee product to give landlords more options. The revised range is available at up to 75% loan-to-value (LTV) and spans both single self-contained properties (SSCs), houses in multipl...
Today, 10.11 am Emily Hollands, Group Head of Intermediary Sales and Distribution at Precise, commented: “Today’s RICS data pointing to an improvement in buyer sentiment is encouraging and reflects something we are starting to see more broadly, where residential buyers are becoming more willing to make...
Today, 10.09 am Asset management specialists at Spicerhaart Corporate Sales are calling on the next Prime Minister to prioritise leasehold reform and replacement, as the number of leasehold properties coming into possession continues to increase. Spicerhaart Corporate Sales, which manages property portfolios and d...
Today, 10.07 am Mortgage search activity strengthened during June, with both month-on-month and year-on-year volumes increasing across most major lending categories, according to the latest Mortgage Market Snapshot from Twenty7tec. Total mortgage searches reached 1,774,749 during June, representing a 7% increase c...
Today, 10.05 am London, 9th July 2026 The Intermediary Mortgage Lenders Association (IMLA) has welcomed Yorkshire Building Society's new No Way Home? Restoring Britain's Housing Ladder report, saying it reinforces the urgent need for government, regulators and the mortgage industry to work together to remove unnec...
Today, 9.15 am Buy-to-let lender, Landbay, has today (9th July 2026) announced a further round of rate cuts by 5 basis points (bps) to 18 Premier products. The 18 products cover five-year fixed-rate, available up to 75% LTV, for both purchase and remortgage including both AVM and Product Transfer options. Premie...
Today, 9.12 am United Trust Bank (UTB) Bridging has completed a £505,000 unregulated bridging loan to help an experienced property investment and development company acquire and refurbish a detached family home in Leigh-on-Sea before refinancing onto a buy-to-let mortgage. Introduced by Bradley Moore, Deput...
Today, 9.09 am New rates include 2-year fixed rates from 2.85% and 5-year fixed from 4.55% News Highlights Molo cuts Standard BTL rates for UK residents by 10bps Two-year fixed rates now start from 2.85% and five-year fixed rates start from 4.55%, available for both individuals and limited company borrowers ...

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09/07/2026 Validate appoints Louise Shute as Managing Director to lead next phase of growth
09/07/2026 Atom bank reduces Prime mortgage rates once again
09/07/2026 Paragon adds new two-year Bank Base Rate (BBR) tracker options for landlords, with rates starting from BBR plus 1.00%
09/07/2026 RICS UK Residential Market Survey (June 2026) - Precise
09/07/2026 Spicerhaart Corporate Sales calls on next PM to prioritise leasehold reform as repossessions increase
09/07/2026 Mortgage searches return to growth in June as market activity rebounds
09/07/2026 IMLA welcomes Yorkshire Building Society report calling for action to restore the housing ladder
09/07/2026 Landbay announces further rate cuts across 18 Premier products
09/07/2026 UTB Bridging Goes Further to Deliver £505,000 Unregulated Bridge for Property Developers
09/07/2026 Molo reduces BTL rates for UK residents by 10bps

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