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Latest from the Adviser forums

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Yesterday, 10.15 pm Should we be worried? https://www.thesun.co.uk/money/39140199/iconic-bank-brand-disappears-high-street/
Yesterday, 9.22 pm Buildloan were so useless on my last one. Told me it couldnt be done.  what they meant was they couldnt do it through their limited list of lenders and in fact Saffron and Melton could both do it no questions as would a few others
Yesterday, 8.33 pm If he takes on the mortgage, isnt stamp duty based on his 50% share - as effectively that is what he is paying to buy into the property So, if a FTB then I'd say no stamp duty payable
Yesterday, 7.45 pm Struggling to get my head round this so hoping one of you clever people can help. Client bought a house using a JBSP mortgage a couple of years ago. Boyfriend had a dodgy credit record, so she owns the property but they both live there. Boyfriend's father stepped in and was named on the mortgag...
Yesterday, 7.17 pm thanks for the responses - propably time to downscale some stuff and shop around for the basics for best price.  Has been on the agenda for a while so the increased quote has been a benefit in the end 
Yesterday, 6.49 pm Yep used both MBS and Saffron both fairly easy to fund, just ring the rep and they will tell you what is needed.
Yesterday, 6.46 pm I am surprised, I bought a farm with outbuildings and installed a treatment plant, the plant is on my land but I converted the outbuildings to a further 4 homes. All are serviced by the one plant and only my land has direct access to it. Costs are shared between all but 3 of the 4 have obtained mort...
Yesterday, 5.50 pm Do you even need it?  I pay for an audit every 2-3 years. 
Yesterday, 5.34 pm  As there’s no real sourcing system for bridging finance, I’m looking for 3–4 other lenders to approach for comparison purposes. Who’s pricing well on these at the moment? UTB? Precise? Any others people are finding competitive? I’ve used West One a few times pre...
Yesterday, 5.30 pm I keep getting emails like this:   Hi there, I hope you’re doing well. I was referred to you through one of the reviews on vouchedfor. I just wanted to reach out because my offer on a property has recently been accepted (which I’m really excited about!), and I’m now st...

Latest from the Provider/Adviser forums

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Yesterday, 3.08 pm Exploring the growing impact of Foreign Exchange on the mortgage journey Twenty7tec has released the latest episode of its ELEVATE Podcast Series in partnership with Smart Currency Exchange, exploring the growing role foreign currency exchange plays in the mortgage process and why advisers should b...
Yesterday, 11.46 am Roma Finance has completed a £1.3m buy to let facility in just six days, delivering an exceptional turnaround on a complex dual asset transaction. The borrowers faced an imminent deadline to refinance their existing development exit loan and avoid significant penalty charges, requiring a lend...
Yesterday, 10.27 am Much appreciated as ever ðŸ˜Š 
Yesterday, 10.17 am The UK's largest mortgage networks suffered some of the biggest net losses in appointed representative (AR) firms during the first three months of the year as brokers search for support with evolving compliance and technology along with fair exit terms. Network Consulting Service’s Q1 2026 Ne...
Yesterday, 9.58 am Removes manual processes, with the potential to speed up remortgages. Reduces friction and the need to chase for case updates. HSBC UK has become the first lender to automate remortgage cases via LMS’s Decisioning and Automated Remortgage Technology (DART), resulting in a quicker and smo...
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Yesterday, 9.06 am Joining from Nottingham Building Society, she will manage the development strategy for the bank’s mortgage and savings products Afin Bank has appointed Beth Jeffs as Head of Product and Proposition, responsible for the development strategy for the bank’s lending and savings propositions...
Yesterday, 9.03 am One Mortgage System (OMS), the CRM and loan origination platform for intermediaries and lenders, has announced the appointment of Simon Tippett as Head of Delivery as the business continues to strengthen its technical and operational capabilities during its next phase of growth. Simon will lead del...
Yesterday, 8.00 am New Lloyds research reveals the most affordable places in the UK for first time buyers East Ayrshire tops the list, with average first-time buyer prices below £150,000 Blackpool, Merthyr Tydfil and Mid and East Antrim also rank among the most affordable Average first-time buyer age is ...
Friday, 9.33 am The Right Mortgage & Protection Network (TRM) has today (15th May) announced specialist property finance lender, TAB, has joined its lender panel, further enhancing the range of funding solutions available to its member firms. As of today, TRM advisers will now have access to TAB’s mortga...

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