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Latest from the Adviser forums

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Today, 9.17 pm is the CCJ satisfied? Atom bank near prime might fit this at 95%
Today, 5.18 pm Hi all, I have a client who has; 1. Default for £42 (still outstanding) from 2021 2. Default for £72 (still outstanding) from 2024 3. CCJ for £2,075 from 2024 If any lender would look at this on a residential basis what would the minimum deposit he would potentially need??? E...
Today, 3.48 pm Yes, as well as us brokers having to tell customers yes, for this lender, you can get an offer but it can be pulled out afterwards and put back in the UW Q. Spoke with FOS and it was confirmed that if a lender wants to do this it should be at pre offer stage not post offer and then only then if ther...
Today, 3.27 pm A mortgage offer is binding, and they can't rescind it because they've decided they didn't underwrite optimally the first time round. It's disappointing to hear about a lender behaving in this way.
Today, 3.17 pm It's not personal. Well it couldn't be really could it?
Today, 2.17 pm If this is suspected fraud that would be a straight decline which hasn’t happened. Additionally why have a random selection post offer? If anything was untoward please do that pre offer. 
Today, 1.57 pm I have a client who is looking to purchase a 5-bedroom student HMO. The property is currently occupied by students, including the clients' son, who is studying at university and intends to remain living in the property. The proposal is for the son to occupy one bedroom, with the remaining fou...
Today, 1.50 pm I had around 20 leads fromthem and unfortunately the quality was extremely poor. Most never answered the phone or replied to emails. Of the few I did speak to, many thought they were simply requesting an online quote and were surprised to be contacted by an adviser. The biggest issue is that the ...
Today, 1.07 pm suspecting fraud i think is a legitimate reason to pull an offer and re-underwrite
Today, 12.38 pm I thought that was the case, and I hadn't imagined it. We paid a fee, and the leads were free! Like, vouched for was the same a few years ago; I used to clean up locally with them!  I was thinking the same £600 pm is steep, but if the quality has returned, then you are still getting ...

Latest from the Provider/Adviser forums

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Today, 12.35 pm Accord has strengthened its intermediary sales team with the appointment of Hannah Parker, who joins the Midlands and South team as a business development manager (BDM). Hannah brings a wealth of knowledge of the intermediary market having previously worked as a BDM for Santander, Skipton and Clyde...
Today, 12.32 pm Darlington Building Society has strengthened its underwriting capabilities and broker support with the appointment of Leanne Arundell as Head of Underwriting. Leanne, who has been with the Society since March 2023, has been promoted to the position following her previous role as Lending Specialist ...
Today, 11.17 am Reductions of 0.20 percentage points also extend to self-employed borrowers and first-time buyers at 95% LTV Thursday 12th November 2026 Five-year buy-to-let fixes cut by 0.20 percentage points across standard, limited company and expat ranges, with flat arrangement fees on all these products S...
Today, 11.04 am Specialist finance broker Loans Warehouse has announced the promotion of Greg Chase to Head of Bridging Sales, as the business continues its ambitious growth plans across bridging and development finance. Chase joined Loans Warehouse in January 2021, bringing an established background in second cha...
Today, 10.54 am Market Harborough Building Society has strengthened its specialist mortgage range with reductions across its five-year fixed rates and the return of two and three-year fixed products from 9am on Thursday 12 November. In line with the lender’s Best for Brokers Promise, a commitment upheld sinc...
Today, 10.00 am New UK property-company formations recorded by Cyborg Finance fell 25.4% year on year in October 2026, from 8,070 to 6,020—a reduction of 2,050 formations. The decline marks a sharp reversal from the start of the year. Between January and March, the tracker recorded 1.0% more formations than ...
Today, 9.56 am Richard Pike, chief sales and marketing officer at Phoebus Software: “Despite the growing pressures on household finances over recent months, UK borrowers remain resilient in the face of rising costs, with mortgage arrears falling for a ninth consecutive quarter. “The continued improvem...
Today, 9.52 am Precise has completed a £900,000 bridging loan to help clients secure their ideal retirement home in Sussex before selling their existing properties. The clients had found an £800,000 property as part of a planned move from London to the Sussex countryside. With interest from other pote...
Today, 9.50 am David Miller, divisional director at Spicerhaart Corporate Sales, said: “Despite the impact of the Middle East conflict, today’s data shows that those shocks are not yet filtering through to customers and their ability to manage their commitments. This has meant that the positive trend ...
Today, 9.48 am Vida has launched a new £250 cashback proposition across its entire mortgage range for a limited five-week period until 17thDecember, alongside a new broker-focused marketing campaign encouraging intermediaries to reassess long-held lender preferences for specialist cases. The lender's new ca...

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12/11/2026 ACCORD STRENGTHENS BUSINESS DEVELOPMENT TEAM WITH MIDLANDS RECRUIT
12/11/2026 Darlington Building Society promotes Leanne Arundell to Head of Underwriting
12/11/2026 Saffron cuts rates across buy-to-let range, including expat and limited company mortgages
12/11/2026 Loans Warehouse promotes Greg Chase to Head of Bridging Sales
12/11/2026 Market Harborough Building Society cuts five-year rates and launches two and three-year fixes
12/11/2026 Property-company formations fall 25.4% in October as 2026 slowdown continues
12/11/2026 Expert comment: UK Finance Q3 arrears and possessions data - Phoebus Software
12/11/2026 Precise completes £900k bridging loan to support purchase before sale
12/11/2026 Spicerhaart Corporate Sales comments on UK Finance Arrears and Possessions
12/11/2026 Vida launches £250 cashback offer across entire range as it urges brokers to ‘Break the Habit’

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