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Today, 6.09 pm I think we had one of these go through with Accord or Skipton recently. 99% sure it was Accord. 
Today, 4.52 pm Check if it's repaired as well as next door or any other connected properties if terraced and then stick the app in with Halifax. If unrepaired it's a dead duck for a standard mortgage at that LTV. Norton home loans and together will want a larger deposit 
Today, 1.45 pm Is it repaired with all the paperwork in place and any attached properties also repaired? 
Today, 7.16 am Hi, I've got an applicant who is trying to buy a property but been rejected by a lender from the desktop valuation report due it being of PRC construction.  He only has a 5% deposit so this may be hindering his chances, but just wondering for suggestions for best path forward? Thanks.
Saturday, 3.29 pm Might be someone just wanting some work experience... if they was aged 22+ - would be a no no.   If they was upto 18 - it's probably OK.   (19-21 could be either - but placements usually last longer than 1 week for Uni people!!)
Saturday, 2.24 pm thats great and thank you very much for your help
Saturday, 1.33 pm I think Santander class Lodger Income as Secondary Income so take 70% and need 3 months bank statement ls to evidence No one else prime as far as I know.  Off high street you have Cambridge Bath Penrith Mansfield  Harpenden  H&R   As far as I remember they will be re...
Saturday, 1.11 pm hi and who would take lodger income please? ( THINK Santander take 25% but not 100% sure as couldnt see it on their web site )  client also works and is PAYE ( not manual)  also need a lender that goes to age 75   thank you
Saturday, 1.08 pm I would say no that one as sounds very risky
Saturday, 1.07 pm sorry to hear that Jenks and glad its all sorted   I had a weird one the other day, someone wanted to "shadow" one of the brokers for a week , unpaid, as going to study for CEMAP and wanted to know what we did. said we cant as wouldnt be employed by us and also against data protect...

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Friday, 12.05 pm Insurance Age is seeking feedback from front-line brokers as part of our AI Broker Survey 2026. This anonymous survey takes around three minutes to complete and will inform an upcoming Insurance Age report focusing on how AI is impacting the broking profession in 2026 and ...
Friday, 8.57 am Following comments made by the Minister of State for Housing and Planning, Matthew Pennycook at UKREiiF (https://www.gov.uk/government/speeches/housing-and-planning-minister-speech-to-ukreiif-2026), Neil Leitch, Managing Director of Development Finance at Hampshire Trust Bank, said: "There is no que...
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Thursday, 11.54 pm Former FS Business Development Consultant helping IFA practices grow. Do you want more qualified appointments from client banks or paid leads? I help IFAs secure targeted, high-quality meetings to grow revenue. No fixed overhead. Background: 15 years in FS (e.g. advisory), plus just over 6 years w...
Thursday, 2.04 pm There were 25.8 million dwellings in England as of 31 March 2025, an increase of 208,600 dwellings or 0.81% on the previous year, according to the latest dwelling stock estimates from the Ministry of Housing Communities & Local Government that were released earlier today. 16.6 million dwellings...
Thursday, 1.31 pm A number of our clients are now using an alternative to Bridging and Development Finance which completely removes any concern about whether or not the project/ property is going to "value up" and doesn't require a QS or any on-going project monitoring (and therefore does not come with any of the ass...
Thursday, 11.02 am United Trust Bank (UTB) has completed a £360,000 interest-only asset finance facility to support a long-standing customer in their acquisition of a classic 1930s Bentley, further strengthening a relationship spanning two decades. The deal was introduced to UTB Broker Development Manager Kerry...
Thursday, 9.48 am Aspen promised the specialist finance market “certainty and stability” as it hosted more than 150 brokers at its 2026 Spring Party. Held at the exclusive Kitty Hawk Rooftop Bar in London’s West End, the key focus of the evening was to promote the confidence that can be taken by the...
Thursday, 9.45 am Paragon Bank has strengthened its buy-to-let mortgage further advance proposition, streamlining the application process and reducing the minimum loan size to £2,000 and rates by 20bps. Following broker feedback, Paragon is migrating further advances onto its enhanced mortgage originations pla...
Thursday, 9.43 am Specialist buy to let lender Rely has completed a remortgage in just five days, from application in principle to funds being released, demonstrating the lender’s ability to deliver both speed and certainty on more specialist cases. The case involved a single ex-local authority flat for a non-...

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