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Foundation Home Loans
Joined 15/06/21
Posts 27
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Specialist BTL and Residential mortgages
for your extra-ordinary clients
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Foundation Home Loans is a specialist lender, that provides buy-to-let and residential mortgages for clients with more complex needs.
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Buy-to-let
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- For Portfolio, Individual and Limited company landlords
- Caters for specialist properties such as HMOs, short-term lets and multi-unit blocks
- Loans up to £2m on core FHL range
- No limit to portfolio size
- ICRs of 125% x pay rate for limited company cases and basic rate tax payers
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Residential
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- Experts in complex income and employment
- 100% of more income types accepted
- Interest-only affordability calculated on an interest-only basis
- Cases individually underwritten
- £ for £ remortgages
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Pound-for-pound remortgage
with no loan-to-income cap
Daphne and Joe are self-employed and looking to re-mortgage but were unable to get a PT with their previous lender. They were looking to borrow £1 million with no capital raising, but they had a small historic default and their loan on part interest only, part repayment.
More on this case study
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