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1. Rates - Much more competitive than you may realise... Rates from 3.47% and LTV up to 100%
2. Affordability assessment - Second charge lenders may be more flexible than first charge lenders.
3. Adding a partner - It is possible to add a partner to a second charge, allowing income to be considered from both parties.
4. Loan purposes - Home improvements, debt consolidation, tax bill payment, school fees, holiday home purchase - all these and more are acceptable purposes.
5. Interest only - We have access to interest-only products at very competitive rates.
6. Completion times - Our dedicated and experienced team are focussed on completing your case in as short a time as possible.
