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Criteria wrap-up

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Criteria wrap-up: Foreign Nationals

Here's a wrap-up of our Foreign Nationals criteria and how we can help your specialist customers to get life moving.

Nationality and Residency

All applicants must provide 3 years address history.

The latest year must show continuous residency in the UK.

EU/EEA/Swiss and Foreign Nationals

Foreign Nationals will need to provide evidence of their right to reside in the UK. Those with a permanent right to reside, EU/EEA/Swiss with settled status or indefinite leave to remain can borrow up to scheme limits.

Where residency status is evidenced by one of the following, borrowing is available up to 75% LTV with at least 5% of the deposit coming from either savings or inheritance:

EU/EEA/Swiss with pre-settled status

Family visa

Tier 1 (Entrepreneur Visa only)

Tier 2 (Skilled Worker)

UK Ancestry Visa

British National (Overseas) Visa

Senior or Specialist Worker Visa

Health and Care Worker Visa