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Hi Red - thanks for replying :) Its very true we haven't been as prominent lending in the last couple of years, but we absolutely do want to lend with brokers - you are so important to us and account for nearly 90% of all our mortgage business!

We have made the commitment that we won't dual price with our direct channels which I hope is further testimony to how we value you and the work you do - and this is something that is really important for us.

I hope you will see a change of pace for us this year!

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