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Hi, thought I'd give you guys ago, as previously stated Completed between 25-30 mortgages a month with you until 2012. Just had an AIP declined for Unsatisfactory Application Data. Now I initially thought that was because on completing the AIP I was not asked about the residential mortgage details and values. When ringing your BDM (who is now a telephone one), I believe this is because I did not wish to meet the new area BDM (I'm too busy), she looked at the case and said this was due to adverse and to look at Checkmyfile. I had Experian, nothing adverse at all, I am arranging a resi through Skipton as we speak sailing through!! She assured me there was adverse although the decline did not exactly state this! Got the report, missed one payment on a mail order in April last year, absolutely nothing else, yet she has 2 BTL mortgages and this is a remo, with a residential and good credit!! I tried to call the BDM this am 3x, got recorded message 'Please call back between 9.30 and 5pm this was at 9.35, 9.45 and 9.50. I have given up just done a AIP with Virgin, slightly higher rate but sailed through. I am not expecting you to investigate but these are the reasons, you get no business hardly from me, I personally arranged 30mil+ last year Santander received about £500000.00 of that
