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Yes but the fact is I don't believe it was adverse, I think it was just the AIP needed modification your BDM should have looked at any errors first. Unfortunately, you cannot edit when declined (which again is broker unfriendly) We can't review and amend if incorrect information provided in error. Your BDM seemed more interest in telling me she has 30+ years experience and of course with that experience can't get things wrong! My last BDM had 40years+ experience who retired last year, always willing to help she just had to deal with poor products until she left! By the way I have 42 years experience but it doesn't stop me from making an error now and again.
