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Haha thank you for the case - glad its been accepted :)
I must confess I liked your description of the application process - I shall use that internally if I may!
Is it a single applicant? Might be to do with amounts reducing above 60k... happy to look at case and report back?! if we don't need it for income we totally shouldn't be asking for it though which it sounds like we don't... we want less documents not more!
I have everything crossed this is a painless case - for me as much as you!
