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A quick update on the case that I submitted to Santander yesterday morning at 11.30, other than the rather bizarre request for the Child Benefit statement (that they wouldn't consider anyway as the combined incomes were well in excess of the Santander £60k threshold), the case went through very smoothly and was offered at 16.00 this afternoon.
I must admit to being a shade perplexed about the AVM Santander used.
Clients required £208,702 based around a fairly accurate (the next door identical property had just been sold for £402,000) yet the AVM came in at £347,837...just one pound more than was needed to achieve the 60% ltv...call me a cynic, BUT...
Anyway, well done with that one Santander, I will give you a go again when your product looks right for the client.
