Dear Adviser

We are pleased to be able to announce the launch of our new Short Term Income Protection Plan.....

Major effort made to reduce the number of declined claims

New simplified Key facts & Policy Wording

New Age Related premium rates - reduced rates for under 41's

Initial Exclusion Period Reduced - NOW ONLY 60 DAYS - was 90 days

Claims for backache will no longer be automatically declined - if there is no external evidence of injury, or your Client's GP has not referred them to a Consultant

Claims for stress, anxiety or depression will no longer be automatically declined - because your Client's GP has not referred them to a consultant

If unemployment occurs before a claim can be made, we still offer major benefits

Clients previously employed who are transferred to become a Contract Worker for the same employer retain continuous cover

Pre-Existing Conditions disappear if symptoms do not reappear for 24 months and your Client does not seek or receive medical advice or treatment

Cover for your Clients who have existing DMS polices will be upgraded at renewal.

Unlike many other Providers, all of our applications are
underwritten at the outset.

We might ask a few extra questions, but...

YOUR CLIENTS KNOW THEY ARE COVERED

Test Drive the "Fastest Quote on the Web"!

http://www.dms4asr.net/quickquote