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Lending In
Retirement
April 2015
features: |
- Plans for a secondary Annuity market
- Younger borrowers seek equity release
- Zurich set to insure Long Term Care
- Trusts – Main types & their uses
- Pension Freedoms boost equity release
- Stonehaven major product changes
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Budget 2015: UK government sets out plans for ‘secondary market’ allowing annuities to be sold on
Pensioners planning to sell on the right to regular annuity payments to a third party could be required to seek independent financial advice before doing so, under plans put forward by government.
A consultation paper published alongside this year’s budget sets out further details pf the government’s intention to establish a ‘secondary’ market for annuity sales giving over five million existing pensioners the same right to access their pensions flexibly as will be extended to those reaching retirement from April 2015. The consultation, which closes on the 18th June, sets out further details of how payments could be taxed under the new regime, as well as of the consumer protection mechanisms that could be put in place....
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Maxlyte Financial Limited - www.maxlyte.co.uk
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Peter Maxwell-Lyte DipFA
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