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	Hello there I’m sure you’ve noticed recently that there has been a lot of fuss made about equity release in the press, which is making more people in or near retirement stand up and take note of the potential it provides. In this edition, Equity Release Partners explain the reasons why so many over 55’s are turning to equity release and understand why experienced advisers are also saying the industry has never been so good. We hope this information can help you to identify potential referral opportunities & generate equity release enquiries from your database. Mark Gregory, Founder The last few years has seen equity release lenders significantly improve the range and type of products they offer to customers. These innovations combined with reduced interest rates are increasing the flexibility of equity release plans and making equity release a much more attractive proposition for customers that might not have previously considered it. Latest products offering greater flexibility include voluntary repayments, interest-only, 8 year fixed early repayment charges & retirement mortgages. All these options are providing a solution to many problems, but significantly those with residential mortgages where lenders require immediate payment. Click here to see our compare deals table Better than ever interest rates Equity Release lenders are all vying for position & with constant innovations in product types, we’ve seen interest rates hit an all time low in 2015. With new lenders entering the market we could be in for further innovation during the 2nd half of 2015. These reduced rates are helping to attract more and more customers, who would not previously have thought of equity release a viable option. Again, these maybe clients looking to redeem mortgages due for repayment over the next few years. Click here to use our calculators & see the best rates Loan to Value Lenders loan-to-value ratios, coupled with age & property value govern the amount a client can release from their home. We have seen a substantial rise in maximum lending limits from providers who can now offer greater lump sums. Click here to use see our Loan to Value table Stonehaven Equity Release Rebrand to ‘Retirement Advantage’ Further evidence of the progress and changes within the equity release industry has been witnessed recently after Stonehaven rebranded its name to ‘Retirement Advantage’. With effect from 26th May 2015, all Stonehaven’s equity release plans will come under the umbrella of Retirement Advantage. In a recent article, Mark Gregory outlines why the change has come about and what it might mean for the industry - click here to read more. “All things considered there has never been a better time for you and your business to offer equity release to your clients. Equity Release Partners can help your business offer equity release solutions to new & existing customers, providing you with a new highly profitable revenue stream, with average payments of £1,200 per completion. We take care of all compliance & regulatory ownership and offer deals only available via specialists. Our experienced advisers provide a customised client approach to equity release, providing dedicated support and complete transparency throughout the whole process which you can keep fully up to date via our online case tracking. We ensure you will retain client ownership with no cross-selling.” Gary Webster, Head of Partnerships
	Click to use your Equity Release Tools We've created these handy tools on our website for you to use and help generate equity release referrals with your clients. Once registered, you'll also be able to use a suite of marketing material & downloads.
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