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Magellan Homeloans

Offering a new approach, Magellan Homeloans provide mortgage intermediaries product solutions for your clients who are finding it difficult to access mortgage finance because of their personal circumstances, employment status, past credit history or simply not fitting the strict credit score criteria of high street lenders.

With a manual underwriting approach without any credit scoring, Magellan's Complex Prime and Credit Repair product ranges offer you a variety of solutions for complex client circumstances including borrowers:

With a credit score decline who would benefit from a flexible underwriting approach, including self-employed borrowers with a 12 months trading record
Proving they can manage their financial circumstances but have minor adverse marks on their credit file including arrears, CCJs and defaults
Who suffered a life event that led to historic credit problems including arrears, CCJs and defaults, as well as IVAs registered and bankruptcies discharged more than 12 months ago
Trying to resolve historic credit problems including those with a current or recently satisfied debt management plan
With a complex employment status including zero hours, agency and fixed-term contracts
Benefiting from family provided undervalue sales and gifted deposits

The product ranges offer:

Up to 85% LTV
Rates starting at 3.21%
2 and 3 years fixed rates
Variable rates with No ERC's
Affordability based on reversionary rates

Don't accept declined cases until you have tried Magellan Homeloans.
Find out when to DIP here.


www.magellanhomeloans.co.uk

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cherry and cherryFind are our trading names ('cherry') Registered Office: The Stables, Little Coldharbour Farm, Tong Lane, Lamberhurst, Tunbridge Wells, Kent TN3 8AD. Registered in England and Wales. Company Registration Number: 05624666. VAT Number: 874593966

DISCLAIMER - Please note that cherry never recommends the products or services of other companies and in making contact with, or accepting contact, products, services or advice from any individual, company or adviser, you agree, without exception, that no accountability in respect of resultant damages, incurred by you or by others, rest in any way with us.

7975 / 15.11.16

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