Introducing 3 & Easy
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Introducing 3 & Easy

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Vida Homeloans
3 and easy
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With 3 & Easy, home-ownership just got easier.

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We created 3 & Easy, to help your customers into the home they want to own, sooner than they hoped they could.

A 97% mortgage, with the usual flexible Vida criteria and common-sense underwriting, designed to help you help your customers turn dreams into reality sooner, using just a 3% deposit!

 

Highlights of the 3 & Easy product range include:

  • Available on Vida 36 credit tier, with 5 and 7-year fixed rate products
  • Fee Saver options available
  • Maximum loan size of £750,000
  • Available for first time buyers, home movers and for remortgages
  • Potential term of up to 45 years
  • Available with Vida's flexible criteria: adverse credit history, complex incomes and second job income, self-employed and contractors 

We require customer's credit file to be up to date with no current arrears on major unsecured items. For further details, please refer to our Residential Guide.

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View the 3 & Easy range
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No BDM, No Problem!

We have the V-Hub.

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Get all the support you need before, during and after your application with direct access to our Underwriters via the V-Hub.

For Intermediary use only. Not intended for retail consumer use.

Vida Homeloans is a trading name of Vida Bank Limited, registered in England and Wales with company number 09837692 with its registered office at 1 Battle Bridge Lane, London, SE1 2HP. Vida Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with Financial Services Register Firm Reference Number 738741.


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