Defaqto launches 'The case for hybrid'

08 March 2016

Defaqto, a provider of independent financial products and fund information and ratings, today publishes its latest case study ’The case for hybrid‘ which examines the role of hybrid solutions in planning for retirement. The case study explores the differences between blended solutions, in which two or more individual products are implemented side by side, and hybrid solutions which offer flexibility and security in one simple arrangement.

Gillian Cardy, Insight Consultant (Wealth) at Defaqto who wrote the study said:

“Numerous studies are continuing to demonstrate that clients value secure income in retirement, but that they are also interested in benefiting from many of the flexibilities introduced by last year’s pension reforms.

“The practical issue that advisers have to confront is how to offer such advice in a cost effective way, especially for those with more modest pension funds who would typically have been advised to purchase annuities and for whom the cost of more bespoke advice strategies may have been prohibitive.”

The publication is free to download at defaqto.com/advisers/resources/publications-list/the-case-for-hybrid/