Specialist Mortgages
- Purchase / Remortgage
- 95% LTV
- Credit Repair
- BTL including HMOs
- Light and heavy adverse plans
- Up to 100% of purchase price available
- Interest Only
- No Upper age limit
- Shared Ownership, RTB, HTB & New Build
- FTB & retired applicants accepted
- Benefits etc. considered
- Self Employed 1 Year / Contract workers
- Non standard construction considered
- Low property value - minimum £50,000
Second Charges
- 21 Lenders
- Loan rates from 2.11%
- Borrow up to £2.5 million
- Up to 100% LTV including BTL
- 2 yr fixed from 4.95%
- 3 yr fixed from 5.14%
- 5 yr fixed from 5.57%
- Overpayments without penalty
- ERC's from zero to 2 months interest
- No lender fees
- Super Prime to heavy adverse
- Loans for tax or business purposes
- Self employed 1 yr - qualify for lowest rates.
Bridging
- Rates from 0.65%
- 48 hour completions
- Up to 75% LTV
- Credit repair
- First, second or third charge
- Almost any legal purpose including HMRC demands & bankruptcy
- Can add interest and fees on top
- Can make lump sum repayments without penalty
- No default rates or renegotiation fees on expiry
- No minimum valuation
Commercial & Development
- Range of options available
- Commercial Finance from 1.8%
- Development Finance from 4%
- Interest Only & Repayment Available
- From high street to private investors
- 70% of land value + 100% of build costs
- 100% lending on JV basis
- Any property type considered
- Adverse credit accepted
- 100% LTV (with additional security)
- Development on large projects
- Unsecured business loans
- Loans on pubs and HMO's
Call an underwriter now on 01902 267443 or visit our website
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