We have recently changed our criteria to allow first time buyers access to almost every single one of our residential products.
The changes mean First Time Buyers can now access up to 90% LTV on the F1 range (for borrowers who narrowly miss mainstream criteria), all of our F2 credit tier range and up to 75% LTV on our F3 range (for borrowers with credit blips).
We anticipate there will be a growing number of potential first-time buyers coming to market who need a specialist view on their case and this is a range which now allows us to fully cater for that borrower demographic.
A major focus for us this year is our specialist residential offering and we believe this refreshed range offers a wealth of product options for those first-time buyers who have a range of specialist needs such as multiple or complex income streams, are self-employed, or who have historical credit issues.
Our sales team is on hand to support advisers with these first-time buyers clients, and this highly competitive range should offer plenty of product solutions for their needs.
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