At Foundation, we understand that every client has different circumstances and we are dedicated to providing specialised mortgage services that are tailored to their specific situation.
Whether your client is an employed or self-employed individual, a director, partner, contractor, or someone with multiple and unusual income sources, we have the expertise to help them with their case.
We believe that blips on your client’s credit history should not deter their path to homeownership. In the past, we have worked with many clients that have encountered low credit scores and other credit challenges. Our specialist underwriters can assess your client’s situation and consider mortgage options that support their needs.
Check out our residential borrower case studies here
We understand that not everyone can fit into the conventional financial criteria. If your client has multiple or unconventional income sources, we can evaluate their various income streams and look into their eligibility for a mortgage and provide an option that is suitable for them.
Our residential range also covers professionals, such as doctors, accountants and other high-earning clients who have different financial circumstances, who may need a higher income multiple. Our professional range meets those distinct needs and offers them flexible terms and competitive rates. We also offer a variety of Green mortgage products that support those making environmentally conscious and sustainable housing decisions and we supply options for clients who are looking to purchase or refurbish homes with energy-efficient features.
We take into consideration that every client’s financial circumstances are unique and for your clients considering interest-only, our affordability calculations are tailored to an interest-only basis for clients with up to a 70% loan-to-value (LTV) ratio. This flexibility allows your client to explore mortgage solutions that align with their financial goals.
Take a look at our affordability calculator today
If you have a residential client with any specialist complexities to their case, we are happy to find a solution.
FOR INTERMEDIARIES ONLY
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