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We are still able to submit new cases and lenders are still lending!

Here’s our round up on current criteria across the lenders on our panel:

✅ Up to 100% LTV on Owner Occupied Properties & CBTLs, and 85% on BTLs;

✅ AVMs up to 100% LTV on a case by case basis, but the lenders do prefer to look towards physical surveys on anything 85% LTV;

✅ Employed and self-employed applicants accepted;

✅ Rates starting from 2.97%;

✅ Funds can be used for any legal purpose – debt console/ home improvements/ buying BTLs & MORE;

✅ Can consider England, Wales and Scotland;

✅ All adverse still being considered;

✅ All income types considered – employed, self-employed, pension, benefits, etc.

And here are just some of the cases that have landed on our desks in the last few weeks:

🏠 Consumers looking to re mortgage, and raise capital but may have had a credit blips, adverse credit, or do not fit on affordability;

🏠 Consumers looking to re mortgage, but have a HTB loan in place that they want to keep;

🏠 Consumers in DMPs – can consider keeping the DMP or paying it off.

So, if you have clients in the above scenarios – WE CAN HELP!

Feel free to ask any questions in the forum here or give us a call on 01564 332 610 or email us on info@therightloan.org