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Criteria wrap-up: Expats

Here's a wrap-up of our Expat criteria and how we can help your specialist customers to get life moving.

Criteria wrap-up Expats
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Eligibility

British Citizens living or working in selected EEA or Worldwide countries (refer to Expat Flyer for list of countries).

Minimum property value of £150,000 for non EEA Landlords.

No minimum income required.

UK

Loan to Value (LTV)

Up to 75% LTV on our Expat products for all countries, with loan sizes up to £1m.

UK

SPV

Applications can be considered where one or more director(s) or shareholder(s) of an SPV registered in England, Wales or Scotland is resident overseas as an Expat.

UK

Existing and First Time Landlords

Existing Landlords need to own a BTL property in the UK and receive rental income. Maximum loan £1m.

First Time Landlords are considered for loans up to £500,000. Applicants must own a UK property.

HMOs and MUBs accepted.

Let's get life moving for you and your customers.

Take a look at our lending criteria or download our criteria guide:

View our lending criteria
 

Got a question?

V-Hub has the answer!

Get in touch with the V-Hub, where you can speak directly to an Underwriter.

Call: 03300 246 246

email: v-hub@vidahomeloans.co.uk

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