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With 3 & Easy, home-ownership just got easier.

We created 3 & Easy, to help your customers into the home they want to own, sooner than they hoped they could.

A 97% mortgage, with the usual flexible Vida criteria and common-sense underwriting, designed to help you help your customers turn dreams into reality sooner, using just a 3% deposit!

Highlights of the 3 & Easy product range include:

• Available on Vida 36 credit tier, with 5 and 7-year fixed rate products
• Fee Saver options available
• Maximum loan size of £750,000
• Available for first time buyers, home movers and for remortgages
• Potential term of up to 45 years
• Available with Vida's flexible criteria: adverse credit history, complex incomes and second job income, self-employed and contractors 

We require customer’s credit file to be up to date with no current arrears on major unsecured items. For further details, please refer to our Residential Guide.

We've increased our Proc Fees

As the specialists in specialist lending, we understand that cases are more complex and time-consuming for brokers. So, we wanted to recognise this in the proc fees we pay.

No BDM, No Problem!

We have the V-Hub.

Get all the support you need before, during and after your application with direct access to our Underwriters via the V-Hub.

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