We wanted to let you know that we’re making the following rate reductions on Friday 25 April.

Exclusive Purchase

  • 80% LTV 2 Year Fixed Rate with £995 fee will be reduced by 0.04%, to 4.29%.
  • 80% LTV 2 Year Fixed Rate fee-saver will be reduced by 0.07%, to 4.52%.
  • 80% LTV 5 Year Fixed Rate with £995 fee will be reduced by 0.06%, to 4.25%.
  • 80% LTV 5 Year Fixed Rate fee-saver will be reduced by 0.08%, to 4.36%.

Remortgage

  • 80-90% LTV 2 year fixed rates will be reduced by up to 0.15%, starting from 4.63%.
  • 80-90% LTV 5 year fixed rates will be reduced by up to 0.05%, starting from 4.39%.

BTL

  • Fix and Switch fixed rates will be reduced by 0.10%, starting from 4.80%.
  • Selected 2 & 5 year fixed rates with 1% fee will be reduced by up to 0.10%, starting from 4.20%.
  • Selected 2 & 5 year fixed rates with £995 fee will be reduced by up to 0.10%, starting from 4.39%.
  • 75% LTV 2 & 5 year fixed rate fee-savers will be reduced by up to 0.10%, starting from 4.60%.

Product Transfer

  • 2 year fixed rates will be reduced by up to 0.16%, starting from 4.04%.
  • 3 year fixed rates will be reduced by up to 0.11%, starting from 4.14%.
  • 5 year fixed rates will be reduced by up to 0.11%, starting from 4.01%.

BTL Product Transfer

  • 2 year fixed rates will be reduced by 0.10%, starting from 4.00%.
  • 3 year fixed rates will be reduced by 0.05%, starting from 4.19%.
  • Selected 5 year fixed rates will be reduced by 0.05%, starting from 4.09%.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money