Later Life Academy Annuities and Investments Module

Time and date: 20 May 2014 10.00 AM to 20 May 2014 4.00 PM
Location: London
Organiser: Later Life Academy
Website: Click here

What is included in this Module?

A detailed analysis of the various annuity products:

·          A brief introduction of the differences between DB and DC pension schemes

·          Standard annuities

·          Enhanced annuities (medical and lifestyle underwritten annuities, what’s the difference)

·          Fixed term annuities – when to consider

·          Deferring – the pros and cons

·          Its not just about the income! – better understanding of indexation, joint life or single life, what guaranteed period works best for clients – the effects of taking income monthly, quarterly, annually; in advance v arrears

Investment linked alternatives

·          What are the alternatives to guaranteed annuities: Unit linked, with-profits or structured investment vehicles

·          Who should consider an investment linked annuity>

·          Drawdown the pros and cons

·          Understanding the GAD rate calculation

 This module will provide you with 10 points towards graduating the Academy if you are a member. The Academy points are only gained upon completion of an exit exam.

This course will also go towards structured CPD if you are a member of the *Later Life Academy Academy or not, and a certificate will be sent to confirm this.

*For further details on the Later Life Academy then please email enquiries@laterlifeacademy.co.uk or call 01452 310777 Option 1.