Zephyr Homeloans announces reductions across its two-year and five-year fixed mortgage product range

17 January 2024

Zephyr Homeloans, the specialist buy-to-let (BTL) mortgage provider, has announced reductions across its five-year and two-year fixed rate mortgages - of 65 basis points (bps) and 55bps, respectively.

The lender said that it is offering the following for properties with an A to C-rated energy performance certificate (EPC):

• 4.80% on a two-year, fixed rate, standard BTL mortgage (65% LTV), with a 5% product fee.
• 5.30% for five-year, fixed rate, standard BTL mortgages (65% LTV), with a 5% product fee.

Zephyr also said it is offering the following rates for properties with an EPC rating of D or E:

• 4.90% on its two-year, fixed rate, standard BTL mortgage products (65% LTV), with a 5% product fee.
• 5.40% on its five-year, fixed rate standard BTL mortgages (65% LTV), with a 5% product fee.

Paul Fryers, Managing Director at Zephyr Homeloans said: “With industry commentators signalling the potential end of the current cycle of base rate increases, we’re pleased to be able to reduce our product rates and provide more compelling and affordable deals for brokers to offer to their landlord customers.”

More details are available at: https://zephyrhomeloans.co.uk/wp-content/uploads/2023/08/Product-guide-10-1-24.pdf