Prime 95 for First Time Buyers and Home Movers

Prime 95% for First Time Buyers and Home Movers

With a high loan-to-value ratio and flexible terms, our 95% LTV product is tailored to make those first steps onto the property ladder not just possible, but comfortable and secure and to help next time movers achieve their next property.

 Dive into the details and discover how we're helping to turn home ownership dreams into reality.

Key features include:

Fixed Rate of 5.74% until 30th November 2027 

 Minimum age 18 

 Loans from £50,000-£500,000 

Deposit gifted from close family accepted

Affordability based assessments (click here to see our calculator)

 Maximum term of 40 Years 

 Standard credit criteria applies 

  Available for non new build flats up to 6 storeys (4 storeys for ex local authority)

 No product fee 

 Other fees & T&Cs apply

Should you have any questions or require more specific details about our latest mortgage products, your dedicated Key Account Manager is just a call or an email away. Reach out to them to explore these opportunities further and see how they can add value to your client engagements.

Speak to your Key Account Manager for more details using the link below, or click here to see our full range...

Representative Example: A mortgage loan of £243,000 payable over 17 years, initially on a fixed rate of 5.74% until 30/11/2027 and then on our Standard Variable Rate, currently 8.79%, for the remaining period would require 36 payments of £1,868.03 and 168 payments of £2,232.52. The total amount payable would be £442,925.44 made up of the loan amount plus interest of (£199,312.44) plus funds transfer fee of £25, a valuation fee of £340, legal fees to your solicitor of £148, and exit fee of £100. The overall cost for comparison is 7.9% APRC representative.

This is not a consumer advertisement. 

This is intended for Professional Advisers and should not be relied upon by private investors or any other persons.

Buckinghamshire Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration Number 206022. 

Buckinghamshire Building Society

High Street

Chalfont St Giles

Buckinghamshire

HP8 4QB 

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