Zephyr further reduces rates on key mortgage products ranges

10 September 2024

Bristol, 10 September 2024 – Zephyr Homeloans, the specialist buy-to-let (BTL) mortgage provider, has announced that it is further reducing its two and five-year fixed rate deals on properties up to 75% LTV, by 0.15 and 0.10 basis points (bps) respectively.

The lender said that it is offering the following for properties with an A to C-rated energy performance certificate (EPC):

• 3.44% on a two-year, fixed-rate, standard mortgage up to 65% LTV, with a 7% product fee
• 4.59% on a five-year, fixed-rate, standard mortgage up to 65% LTV, with a 7% fee

Zephyr also said it is offering the following rates for properties with an EPC rating of D or E:

• 3.54% on a two-year, fixed-rate standard mortgage up to 65% LTV, with a 7% fee
• 4.64 % on a five-year, fixed-rate standard mortgage up to 65% LTV, with a 7% fee

The company said that it is also introducing a 0% product fee option on its two-year mortgage products to provide a greater range of options for landlords.

Paul Fryers, Managing Director at Zephyr Homeloans, said: “We’re continuing to offer reduced rates to our brokers to enable them to provide a greater range of options for their landlord customers.”