Virgin Money reduces mortgage rates

19 September 2024

Virgin Money reduces rates across purchase, remortgage, buy-to-let and product transfer mortgages.

The lender’s 95% LTV fee-savers, now with free valuation and £300 cashback, will be reduced by up to 0.11%, starting from 5.03%.

Selected Fix and Switch rates will be reduced by up to 0.11%, starting from 4.93%.

Exclusive 80% LTV rates will be reduced by up to 0.16%, starting from 4.12%.

Selected Core 2, 3 & 5 year rates will be reduced by up to 0.11%, starting from 3.94%.

Selected Shared Ownership rates will be reduced by up to 0.20%, starting from 4.12%.

Selected Own New rates will be reduced by up to 0.10%, starting from 0.35%.

5 Year Retrofit Boost rates will be reduced by 0.05%, starting from 4.24%.

£1m+ rates will be reduced by up to 0.10%, starting from 4.09%.

For remortgage, Exclusive 80% LTV rates will be reduced by up to 0.10%, starting from 4.43%, while 5 Year Retrofit Boost rates will be reduced by 0.05%, starting from 4.24%.

BTL Fix and Switch rates will be reduced by up to 0.18%, starting from 4.74%.

5 year rates with 3% fee will be reduced by 0.05%, starting from 3.80%.

Selected 60% & 75% LTV rates with 1% fee will be reduced by up to 0.17%, to 4.17%.

Rates with £2,195 fee will be reduced by up to 0.10%, starting from 4.02%.

Selected 60% & 75% LTV rates with £995 fee will be reduced by up to 0.13%, starting from 4.27%.

Fee-savers will be reduced by up to 0.08%, with rates starting from 4.50%.

75% LTV 5 Year Retrofit Boost rate will be reduced by 0.05%, to 4.60%.

For Product Transfer, selected 65% & 75% Product Transfer rates will be reduced by up to 0.06%, starting from 3.85%.

Select BTL Product Transfer rates will be reduced by up to 0.13%, starting from 3.99%.