Virgin Money - We’re launching new Exclusives and increasing selected rates

20 January 2025

We wanted to let you know that we’re making the following changes on Tuesday 21 January.

Exclusive Purchase with free valuation

• NEW 80% LTV 2 Year Fixed Rate with £895 fee will be launched at 4.69%.
• NEW 80% LTV 2 Year Fixed Rate fee-saver will be launched at 4.95%.
• NEW 80% LTV 5 Year Fixed Rate with £895 fee will be launched at 4.51%.
• NEW 80% LTV 5 Year Fixed Rate fee-saver will be launched at 4.62%.

We’ll also be making these changes at 8pm today:

Exclusive Purchase

• 80% LTV Fix and Switch fee-saver will be increased by 0.09%, to 4.99%.
• 95% LTV Fix and Switch fee-saver will be increased by 0.08%, to 5.61%.
• 95% LTV Fix and Switch Shared Ownership fee-saver will be increased by 0.08%, to 5.61%.

Purchase

• 95% LTV 5 Year Fixed Rate fee-saver will be increased by 0.12%, to 5.31%.
• 90% LTV 2 Year Shared Ownership Fixed Rate fee-saver will be increased by 0.10%, to 5.29%.
• 95% LTV 5 Year Shared Ownership Fixed Rate fee-saver will be increased by 0.08%, to 5.17%.

Remortgage

• 80% LTV 5 Year Fixed Rate with £995 fee will be increased by 0.02%, to 4.49%.
• 80% LTV 5 Year Fixed Rate fee-saver will be increased by 0.02%, to 4.64%.

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money