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Nationwide For Intermediaries - Helping Hand
21 January 2025
With Helping Hand, your first time buyers could borrow up to 6x their income. That's up to 33% more than our standard lending. It's available:
- Up to 95% LTV
- Across our 5 and 10 year fixed rate mortgages
They'll also enjoy £500 cashback on completion - with up to £500 more for energy efficient homes.
There's a regulatory limit for lending to customers borrowing at higher loan to income levels. To ensure we remain within these limits, we've increased the sole applicant minimum income from £35,000 to £40,000.
Helping Hand is very popular with you and your clients. So, we have made this change to ensure we can continue to support first time buyers. We will keep the minimum income under regular review.
See our website for the full eligibility criteria.
