Bluestone Mortgage launches 90% LTV option to increase borrowing power

12 February 2025

Bluestone Mortgages today announces increases to its Loan-to-Value (LTV) bandings, now offering mortgages up to 90% LTV to provide more opportunities for customers with complex credit histories to access higher borrowing amounts.

Bluestone has increased its LTVs by 5% across its Clear, AAA, AA, and A product tiers. This follows on from Bluestone's recent 5% LTV uplift across its BBB product range back in December. This update reinforces Bluestone’s commitment to supporting brokers with more flexible mortgage solutions for clients with smaller deposits who may not meet traditional lending criteria.

Mark Hollands, Head of Sales and Distribution, Bluestone Mortgages, comments:

“We recognise that many borrowers don’t fit the standard mortgage mould. By increasing our loan-to-value (LTV) ratio, we’re making it easier for customers with smaller deposits to access the finance they need, helping them take that crucial step onto or up the property ladder. These changes provide greater flexibility and strengthen our ability to support more people in achieving their homeownership goals, particularly those who may have struggled to secure a mortgage elsewhere.”