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Virgin Money - We’re reducing selected fixed rates

17 February 2025

We wanted to let you know that we’re making the following rate reductions on Tuesday 18 February.

Purchase

  • Selected 80% LTV 2 & 5 year fixed rates will be reduced by up to 0.05%, starting from 4.44%.
  • 90% LTV 2 year fixed rates with £995 fee will be reduced by 0.07%, to 4.99%.
  • 95% LTV Fix and Switch rates will be reduced by up to 0.14%, to 5.47%.
  • 95% LTV 2 year fixed rate fee-savers will be reduced by up to 0.09%, to 5.47%.
  • 95% LTV 5 Year Fixed Rate fee-saver fee will be reduced by 0.02%, to 5.22%.
  • 90% LTV Own New 2 year fixed rates will be reduced by 0.07%, starting from 2.33%.

BTL

  • 75% LTV 2 Year Fixed Rate with 3% fee will be reduced by 0.05%, to 3.82%.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money