Virgin Money - We’re reducing selected fixed rates

24 February 2025

We wanted to let you know that we’re making the following rate reductions on Tuesday 25 February.

Purchase

• 80% LTV 5 Year Fixed Rate with an £895 fee will be reduced by 0.02%, to 4.42%.
• 90% LTV 2 year fixed rates will be reduced by up to 0.10%, starting from 4.96%.
• 95% LTV 2 Year Fixed Rate fee-saver will be reduced by 0.02%, to 5.45%.
• 95% LTV 5 Year Fixed Rate fee-saver will be reduced by 0.04%, to 5.18%.
• 90% & 95% LTV Fix and Switch rates will be reduced by up to 0.10%, starting from 5.22%.
• 90% LTV Own New 2 year fixed rates will be reduced by 0.03%, starting from 2.30%.

Product Transfer

• Selected 65% & 75% LTV 1, 2 & 3 year fixed rates will be reduced by up to 0.11%, starting from 4.15%.
• 65% & 75% LTV 5 year fixed rates will be reduced by up to 0.10%, starting from 4.12%.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money