Virgin Money - We’re reducing selected fixed rates

05 March 2025

We wanted to let you know that we’re making the following rate reductions on Thursday 6 March.

Exclusive Purchase

• 80% LTV 2 & 5 year fixed rates will be reduced by up to 0.09%, starting from 4.37%.
• 80% LTV Fix and Switch Fixed Rate will be reduced by 0.07%, to 4.92%.
• 75% LTV £1m+ 2 & 5 year fixed rates will be reduced by 0.10%, starting from 4.54%.
• Retrofit Boost 5 year fixed rates will be reduced by 0.10%, starting from 4.87%.
• Own New 2 & 5 year fixed rates will be reduced by up to 0.10%, starting from 0.50%.

Purchase

• 2 year fixed rates will be reduced by up to 0.10%, starting from 4.47%.
• 5 year fixed rates will be reduced by up to 0.10%, starting from 4.34%.
• 10 year fixed rates will be reduced by up to 0.68%, starting from 4.89%.
• Selected Shared Ownership fixed rates will be reduced by up to 0.15%, starting from 4.44%.
• Green 2 & 5 year fixed rates will be reduced by up to 0.14%, starting from 4.30%.

Exclusive Remortgage

• 75% LTV £1m+ 2 & 5 year fixed rates will be reduced by up to 0.15%, starting from 4.54%.
• Retrofit Boost 5 year fixed rates will be reduced by 0.10%, starting from 4.87%.

Remortgage

• 2 year fixed rates will be reduced by up to 0.10%, starting from 4.43%.
• 5 year fixed rates will be reduced by up to 0.10%, starting from 4.34%.
• 75% LTV 10 Year Fixed Rate with £995 fee will be reduced by 0.10%, to 4.89%.

Exclusive BTL

• 60% & 75% LTV 2 year fixed rates with 1% fee will be reduced by up to 0.05%, starting from 4.40%.
• 60% & 75% LTV 2 year fixed rates with 3% fee will be reduced by up to 0.10%, starting from 3.59%.

Product Transfer

• Selected 2 year fixed rates will be reduced by up to 0.10%, starting from 4.15%.
• Selected 3 year fixed rates will be reduced by up to 0.10%, starting from 4.20%.
• Selected 5 year fixed rates will be reduced by up to 0.10%, starting from 4.07%.
• 90% LTV 10 Year Fixed Rate fee-saver will be reduced by 0.10%, to 4.99%.

Green deals cashback removed, now with free valuation only.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money