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Nationwide - Lending criteria updates
17 March 2025
We’ve made positive changes to our lending criteria for Foreign National applicants. We’re also enhancing our Interest Only proposition.
These changes apply from today, Monday 17 March.
Summary of changes:
- Interest Only – the maximum LTV has been increased to 75%.
- Foreign Nationals without indefinite leave to remain – the maximum LTV has been increased to 85%.
- This is available to sole applicants with an income of £50,000 or more, or joint applicants with an income of £75,000 or more. We'll still lend up to 75% LTV for applications not meeting this criteria.
- For all applications, we've also removed the need for a 25% deposit to be provided from their own resources.
Interest Only criteria
Foreign Nationals criteria
