Vida reduces headline rates across Residential and Buy to Let range by up to 0.54% and launches new range of Fee-Saver products

25 March 2025

Vida Homeloans, the specialist lender, has made a number of enhancements to its product ranges, including reductions to its Residential products by up to 0.30% and Buy-to-Let products by up to 0.54%.

They have also announced a refreshed Fee Saver range with new products across Residential and Buy-to-Let, available for standard, HMO/MUB, and Expat cases.

Additionally, they have decreased the minimum loan size to £150k for Buy-to-Let Limited Editions, allowing landlord customers more options for lower-value properties.

Ross Williams, Head of Mortgage Product Management at Vida Homeloans commented:

'We've seen swap rates in the market drop over the course of January. We always endeavour to pass these savings on to our potential customers through rate reductions across our ranges.'

Vida has also expanded its list of accepted Scottish postcodes, now including 14 additional postal codes.

Intermediaries can contact the V-Hub to discuss any case or criteria, where they'll have direct access to specialist experts and underwriters.