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Virgin Money - We’re reducing selected fixed rates

27 March 2025

We wanted to let you know that we’re making the following rate reductions on Friday 28 March.

Exclusive Purchase

80% LTV 2 year fixed rates will be reduced by 0.03%, starting from 4.42%.
Fix and Switch fixed rates will be reduced by up to 0.13%, starting from 4.79%.
75% LTV £1m+ 2 & 5 year fixed rates will be reduced by 0.10%, starting from 4.44%.
Selected Own New 2 & 5 year fixed rates will be reduced by up to 0.10%, starting from 0.50%.
Retrofit Boost 5 year fixed rates with £995 fee will be reduced by up to 0.10%, starting from 4.77%.

Purchase

2 year fixed rates will be reduced by up to 0.10%, starting from 4.37%.
5 year fixed rates will be reduced by up to 0.10%, starting from 4.24%.
Green 2 & 5 year fixed rates will be reduced by up to 0.10%, starting from 4.20%.
Selected Shared Ownership fixed rates will be reduced by up to 0.07%, starting from 4.35%.

Exclusive Remortgage

Fix and Switch fixed rates will be reduced by up to 0.06%, starting from 4.87%.
75% LTV £1m+ 2 & 5 year fixed rates will be reduced by 0.13%, starting from 4.41%.
Retrofit Boost 5 year fixed rates with £995 fee will be reduced by up to 0.10%, starting from 4.77%.

Remortgage

Selected 2 year fixed rates will be reduced by up to 0.13%, starting from 4.37%.
Selected 5 year fixed rates will be reduced by up to 0.15%, starting from 4.29%.

Exclusive BTL

2 & 5 year fixed rates with £2,195 fee will be reduced by up to 0.23%, starting from 4.26%.
5 year fixed rates with 3% fee will be reduced by up to 0.17%, starting from 3.82%.
60% & 75% LTV 5 year fixed rates with 1% fee will be reduced by up to 0.13%, starting from 4.26%.
Fix and Switch fixed rates will be reduced by 0.20%, starting from 4.90%.
75% LTV Retrofit Boost 5 Year Fixed Rate with £1,995 fee will be reduced by 0.14%, starting from 4.93%.

BTL

2 & 5 year fixed rates with £995 fee will be reduced by 0.10%, starting from 4.39%.
75% LTV 2 & 5 year fixed rate fee-savers will be reduced by 0.10%, to 4.65%.

Product Transfer

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money