virgin Money - We’re increasing selected 5 Year Fixed Rates

02 April 2025

We wanted to let you know that we’re making the following rate increases on Thursday 3 April.

Purchase

• 65%, 75% & 85% LTV 5 year fixed rates will be increased by up to 0.10%.
• 85% LTV Shared Ownership 5 year fixed rates will be increased by 0.04%.
• 75% LTV £1m+ 5 Year Fixed Rate will be increased by 0.14%, to 4.58%.
• Selected Own New 5 year fixed rates will be increased by up to 0.10%.
• Retrofit Boost 5 year fixed rates with £995 fee will be increased by 0.05%.

Remortgage

• 65% & 75% LTV 5 year fixed rates will be increased by up to 0.08%.
• 75% LTV £1m+ 5 Year Fixed Rate will be increased by 0.09%, to 4.50%.
• Retrofit Boost 5 year fixed rates with £995 fee will be increased by 0.05%.

Product Transfer

• 65% & 75% LTV 5 year fixed rates will be increased by up to 0.10%.

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money