YBS Commercial Mortgages cuts rates on buy-to-let tracker by 0.25%

09 April 2025

YBS Commercial Mortgages is making some positive changes this week, in a bid to support landlords and investors.

Effective now, the commercial lender has reduced rates on its buy-to-let tracker product by 0.25%.

Landlords wishing to borrow up to a maximum of £20 million with a loan-to-value (LTV) of up to 75% can now benefit from a variable rate of 5.75% (Bank Base Rate (BBR) + 1.25%).

The three-year product is available on a capital-and-interest or an interest-only basis, and comes with a 2% arrangement fee.

There are no changes to any other products in the lender’s range.

Angela Norman, interim managing director at YBS Commercial Mortgages, said:

“We’re so pleased to improve the value of our buy-to-let tracker, launched last year as a direct result of broker feedback.

“This product recognises the current, volatile environment, with borrowers carefully considering their choices – in some cases, looking for an option other than to fix their rate.

“Maintaining pricing on the rest of the range means that we can provide the stability that we know is so important to our brokers and customers.”