Buckinghamshire Building Society reintroduces two-year discounts on Everyday BTL and Expat BTL ranges

10 April 2025

Buckinghamshire Building Society has reintroduced discounted products across its Everyday buy-to-let (BTL) and Everyday Expat BTL ranges, offering brokers more flexibility as landlords weigh up their investment decisions in a shifting rate environment.

The changes also mark the next step in the Society’s product refresh, which has seen its core BTL offering renamed from ‘Standard’ to ‘Everyday’ – a move designed to make the range clearer and more accessible to a wider group of landlords.

The products now available are:

• Everyday BTL – two-year discounted rate of 5.39% (3.00% discount) up to 80% LTV
• Everyday Expat BTL – two-year discounted rate of 5.59% (2.80% discount) up to 75% LTV

Both are available for loans between £50,000 and £500,000 and carry a product fee of £1,195.

The Society has also updated its Credit Restore discounted product, which now moves to a two-year term (previously three years) and offers a rate of 6.45% up to 70% LTV, with a discount of 1.94% and a £999 fee.

The products are intended to support brokers and landlords making investment-led decisions in a market where rate certainty is no longer the only driver.

Claire Askham, Head of Mortgage Sales at Buckinghamshire Building Society, commented:

“We’ve reintroduced discount rates in areas where we see brokers needing more flexibility to support landlords who are still actively investing, but also want room to adapt as the market moves.

“This is part of a wider refresh that includes renaming our standard BTL range to ‘Everyday’ to make it more approachable for a broader group of landlords, including expats and those early in their investment plans.

“It’s about offering a good mix of choice while keeping things simple and competitive.”

For more information, visit www.bucksbs.co.uk