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Accord Mortgages reduces residential and buy-to-let rates

11 April 2025

Accord Mortgages has reduced rates across its residential and buy-to-let mortgage ranges.

Effective from tomorrow (Thursday 10 April), the intermediary-only lender has cut its residential fixed-rate products by between 0.03% and 0.25%; while shaving 0.15% off its entire buy-to-let fixed-rate range.

Gemma Hyland, product manager for mortgages at Accord Mortgages, said:

“This is the latest example of how we are responding to every opportunity to pass on additional value to our customers, and we’re delighted to be able to announce these further price drops.”

Highlights of the new residential mortgage range

  • Two-year fixed-rate mortgage for house purchase at 5.00% (was 5.25%) up to 90% loan-to-value (LTV), with no product fee, £300 cashback and free standard valuation
  • Five-year fixed rate at 4.22% (was 4.34%) for remortgage, up to 75% LTV, with a £1,495 fee, free standard valuation and either £500 cashback or remortgage legal services
  • Three-year fix at 4.59% (was 4.64%) for house purchase, up to 85% LTV, with a £495 fee, £300 cashback and free standard valuation.

Highlights of the new buy-to-let mortgage range

  • A two-year fixed rate at 4.04% (was 4.19%) for remortgage purposes, up to 60% LTV, which comes with a £3,495 fee, free standard valuation and remortgage legal services
  • A two-year fix at 4.39% (was 4.54%) for remortgage purposes, up to 75% LTV, with a £1,995 fee, free standard valuation and remortgage legal work
  • A five-year fix at 4.89% (was 5.04%) for remortgage purposes, up to 80% LTV, with a £995 fee, free standard valuation and remortgage legal services